Save On Home Insurance in League City, TX | TGS Insurance Agency

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League City, TX

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Homeowners Insurance  »  Texas  »  

League City

League City Home Insurance Made Simple with Instant, Precise Quotes!


How Much Does League City Homeowners Insurance Cost?

Homeowners insurance in League City, TX costs an average of $1,937 per year. At TGS Insurance, our average customer saves $870 per year on homeowners insurance, with some saving substantially more

What League City, TX Homeowners Insurance Add-Ons Are Available That Will Further Protect You?


Texans know our state’s weather can be wild and unpredictable and depending on where you live, you may want to consider additional insurance add-ons to your homeowners insurance policy. Things like flood insurance or water backup coverage can help round out any gaps in insurance coverage and provide you with peace-of-mind knowing you’re protected from the unexpected. 


League City, TX is located just along the Gulf of Mexico and the city is no stranger to torrential weather. From hurricanes, tornados, tropical storms, and even the typical severe spring thunderstorm, homeowners know all-too-well how devastating each of these weather events can bring. All of these events can lead to flooding and contrary to popular belief, flood damage is not covered by your standard homeowners insurance policy, therefore you’ll need to purchase flood insurance for financial protection. The average flood claim is around $43,000 and the average flood insurance policy is $634 per year but can vary depending on your home’s location. That’s a small price to pay for the comfort of knowing you’re protected for any rainy day! 


Water damage due to backed-up drains or sewers can leave you with an expensive bill, not to mention a disgusting mess to clean up. At TGS Insurance, we can provide a water backup add-on to your homeowners insurance policy starting at $5,000 in coverage and can go as high as $25,000. This add-on averages about $50-$250 per year depending on your home’s risk and how much coverage you want. 


With League City being located along the Texas coastline, homeowners know just how destructive wind and hail can be on their home. TGS Insurance automatically writes in a 2% wind/hail deductible to every single policy we write so you don’t have to worry about purchasing a separate windstorm policy- we’ve got you covered! 


The Right Homeowners Insurance Coverage to Meet Your Needs


Reading your homeowners insurance policy can be a bit confusing and we want to help. Check out the video below breaking down all the basics of homeowners insurance and all the common terminology you need to know!

Common Home Insurance Questions from Our Customers in League City


Will homeowners insurance pay for a new roof?

Your homeowners insurance policy will pay for a new roof if the damage occurred from a named peril in your policy, such as a hailstorm. If your roof becomes damaged from a fallen tree due to a storm, that would also be covered by homeowners insurance.


Does homeowners insurance cover water damage from rain?

Homeowners insurance will usually cover water damage from rain, but will not cover water damage due to a flood. So if rain enters your home from an opening on your roof due to a windstorm, you’re covered! 


Do I need homeowners insurance during construction?

Yes, you should always carry insurance even while your home is under construction, but you won’t need to purchase a full homeowners insurance policy. While your home is being built, you’ll just need dwelling and peril coverage. If you’re building the home yourself, you’ll want to purchase a full homeowners insurance policy. Just talk to your insurance agent, they’ll be able to help!

Our Local, Independent Agents Are Ready to Help You With Your League City, TX Homeowners Insurance:


TGS Insurance agents deliver an exceptional customer service experience from start to finish. We want to make shopping for homeowners insurance as easy and stress-free as possible.

Zip Codes in League City, TX That We Insure:


Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!

Home Insurance Carriers in League City, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is League City's Premier Home Insurance Provider

League City neighborhood

League City was founded in 1873 and is located in Galveston County just between Houston and Galveston. The bay-area community is best known for its recreational lifestyle and a high-quality of life. TGS Insurance is one of the leading home insurance providers for League City residents.

League City neighborhood

At TGS Insurance, we only work with the best insurance carriers, which is why League City residents can always expect a great homeowners insurance policy at a low rate. As an independent agency with thousands of customers, 35+ carriers and exceptional customer service, we win business from League City residents every day.

Key Home Statistics in League City


Total Population in League City, TX


Average Home Value in League City, TX


Median Household Income in League City, TX


Median Age in League City, TX

Trust TGS Insurance in League City

Data as of June 14, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in League City, TX

Image of Tuscan Lakes Neighborhood

Tuscan Lakes

Tuscan Lake embodies an idyllic lifestyle and provides a range of amenities for its residents. It has resort-style pools, splash pads and an outdoor pavilion.

Image of Magnolia Creek Neighborhood

Magnolia Creek

Magnolia Creek is a haven for individuals searching for a splendid environment. Its residents have access to its private golf course, pools, clubhouse and trails.

Image of Mar Bella Neighborhood

Mar Bella

Mar Bella is a community with water and scenic views. The neighborhood has a rec center, playgrounds, and swimming pools with a splash playground.

Image of South Shore Harbour Neighborhood

South Shore Harbour

South Shore Harbour is located near Clear Lake. The neighborhood features a golf and country club, fitness center, spa, marina, tennis courts and pools.

Image of Hidden Lakes Neighborhood

Hidden Lakes

Hidden Lakes is a community that provides both indoor living with outdoor experiences. The neighborhood features resort-style pools, playgrounds and a rec center.

Image of Cypress Bay Neighborhood

Cypress Bay

Cypress Bay is nestled off the coast of Clear Lake. The neighborhood is conveniently close to Galveston Fishing Charters, Marina Del Sol and the famous Kemah Boardwalk.

Local Home Resources in League City, TX

Police Departments
League City Police Dept500 W Walker St
League City, TX 77573