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Mesquite Home Insurance Made Easy

The Cost of Mesquite, TX Home Insurance

 

Your homeowners insurance is tailored to fit you and your needs. This means that home insurance premiums will be different from other homes because it is crafted to meet you and your home’s needs and nobody else’s. Still, by, taking a look at the average annual home insurance premiums homeowners can expect to pay for their coverage, you can get a greater insight into the market at hand:

 National Average PremiumTexas Average PremiumMesquite, TX Average Premium
Average Premium$2,305$3,429$2,101
Est. Average Savings with TGS Insurance$727$1,851$523

In Mesquite, Texas, the average homeowner pays $2,101 per year for homeowners insurance. At TGS Insurance, our average customer pays $1,578 per year. That’s an average annual savings of $523 per year for Mesquite, Texas homeowners who use TGS Insurance!

What Does My Homeowners Insurance Policy in Mesquite, Texas Cover? 

Your basic HO-3 homeowners insurance policy will offer protection for these six specific areas: 

  • Dwelling coverage 
  • Other structures coverage 
  • Personal property
  • Loss-of-use coverage 
  • Liability
  • Medial payments 

Your homeowners insurance policy is meant to protect your home and everything in it… but it has its limits. Homeowners oftentimes will purchase policy add-ons to close any gaps in coverage. Popular add-ons in Mesquite, Texas include: 

  • Scheduled personal property (If you’ve got expensive jewelry that exceeds policy limits) 
  • Floater policies 
  • Flood insurance (Flood damage is NOT covered by your standard home insurance policy) 
  • Water backup coverage 
  • Animal liability
  • Umbrella insurance (Additional personal liability) 

Be sure to talk to your insurance agent about what you’d like protected, so they can help you craft a policy that’s built to protect everything YOU want it to! 

Who Needs Homeowners Insurance in Mesquite, Texas?

 

If you own a home, you need to have homeowners insurance to keep your home, your valuables, and yourself protected. There are a variety of perils ranging from devastating fires to burglaries that your policy protects you from and they are critical during the times you need help the most. Homeowners using a mortgage will also need to be insured as most companies will not offer the loan without minimal home insurance protection in place. TGS Insurance can help you avoid overpaying and keep you protected by providing personalized home insurance coverage for your home built to save you money.

 

TGS Insurance Agency works for homeowners in finding the homeowners insurance policy that goes beyond a standard level of protection and provides carefully crafted coverage built around your needs. Our agents will get to know you and examine a variety of aspects to deliver the specific coverage you need. The different aspects examined by our team include all of the carrier factor ratings and:

  • The proximity of your home to the nearest fire station
  • Your home’s condition
  • Your possessions that are inside of the home
  • Recommendations found during Inspection and Loss Control 

How to Get the Best Homeowners Insurance in Mesquite, TX

 

TGS Insurance makes finding the best homeowners insurance for homeowners living in Mesquite, TX simple with our proprietary online quoting tool. Your free, no-obligation quote is created by simply entering your address and you’ll get your quote instantly! After you get your initial quote, our agents work with you to answer a few additional questions about your home and customize your coverage even further. We provide homeowners with the coverage they deserve for the lowest price on the market! 

 

Common Home Insurance Questions from Our Customers in Mesquite, TX

 

What is a homeowners insurance quote?

 

Your homeowners insurance quote is an estimate of the monthly cost it will take to insure your home. Quotes can range greatly due to so many different factors coming together to calculate this cost and different insurance companies analyzing the risks associated with insuring your home differently. TGS Insurance can provide an accurate quote for your home instantly by shopping through our bank of 35+ top-rated insurance companies simultaneously.

 

Can homeowners insurance be canceled at any time?

 

You may incur penalties but yes, your homeowners insurance can be canceled at any time. Though you may cancel, we never recommend homeowners continue with no insurance as they leave themselves and their homes vulnerable to many perils. TGS Insurance works hard to find the best coverage for our clients and if they should face a rate increase, we continue to find them the same coverage at the best possible rate by comparison shopping for them all over again year after year.

 

How much will a security system lower my homeowners insurance?

 

A security system can help you lower your monthly premiums by 5%-20%. Each company is different and the discounts available to you can vary. Speak with your insurance agent to better understand your policy and the advantages a security system can bring to your coverage.

 

Zip Codes in Mesquite, TX That We Insure:

  • 75126
  • 75149
  • 75150
  • 75181
  • 75185
  • 75187
  • 75228

Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!

 

Home Insurance Carriers in Mesquite, TX

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Safeco Logo
Travelers Logo
AIG Logo
Metlife Logo
Allied Trust Logo
Maison Logo
Lighthouse Logo
Anchor Logo
 State Auto Logo
ASI Logo
The Hartford Logo
Foremost Logo
Empower Logo
TWIA Logo
National Lloyds's Logo
Liberty Specialty Logo

TGS Insurance is Mesquite's Premier Home Insurance Provider

Mesquite neighborhood

Mesquite, TX is a suburban area nestled on the east side of Dallas. The city is known for its thriving Texas culture and was declared the Rodeo Capital of Texas by Governor Abbott. Dine at Mesquite Arena for some real Texas BBQ or appreciate the great outdoors in one of the sixty parks the area has to offer. Mesquite, TX is a family-friendly city and it's no wonder so many Texans call it home.

Mesquite neighborhood

At TGS Insurance, we only work with the best insurance providers, which is why Mesquite, TX residents can always expect a great homeowners insurance policy at a low rate! As an independent agency with thousands of customers, 35+ carriers, and exceptional customer service, we win business from Mesquite, TX residents every day.

Key Home Statistics in Mesquite

140,937

Total Population in Mesquite, TX

$188,963

Average Home Value in Mesquite, TX

$49,837

Median Household Income in Mesquite, TX

33

Median Age in Mesquite, TX

Trust TGS Insurance in Mesquite

Data as of October 20, 2021

15,000

Total
Customers

$4.27B

Total Assets Covered Projected

13,700

Total Homes Insured

5,200

Total Vehicles Insured

Major Neighborhoods in Mesquite, TX

Image of Creek Crossing Estates Neighborhood

Creek Crossing Estates

Creek Crossing Estates is a family-friendly community with beautiful homes and plenty of amenities. This includes parks such as Pirrung School Park, Brandy Station Park, and Thompson School Park filled with fields, courts, and community areas.

Image of Hagan Hill Neighborhood

Hagan Hill

Hagan Hill is suburban living at its finest. While this new community provides plenty of large, beautiful homes nestled from the hustle and bustle of the city, I-12 is conveniently located nearby to provide easy access to both Mesquite, TX, and Dallas, TX.

Image of Palos Verdes Neighborhood

Palos Verdes

Palos Verdes features multiple parks including Porter Park and the Palos Verdes Lake Park. Found on the northside of Mesquite, Texas, residents here enjoy a quiet, suburban life perfect for families looking to escape the faster pace of the city.

Image of Ponderosa Neighborhood

Ponderosa

Ponderosa is a small, quiet community that can be found on the east side of Midland, Texas. This family-friendly subdivision is the perfect place to create memories in classic American suburbia.

Image of Stonecrest Estates Neighborhood

Stonecrest Estates

Stonecrest Estates is a quiet slice of suburbia located near Porter Elementary School. The perfect place for families in Mesquite, Texas, with shops and eateries also nearby as well as recreational amenities.

Image of Country Meadow Neighborhood

Country Meadow

Country Meadow is a great community for those who are looking to be near the hustle and bustle but want a bit of separation. Right outside of this quiet community is more shops, restaurants, and entertainment than you could ever need including the Town East Mall.

Local Home Resources in Mesquite, TX

Fire Departments
Balch Springs City - Police-Fire-Ambulance3117 Hickory Tree Rd
Mesquite, TX 75180
(972) 557-6000
Baxter Fire DepartmentAthens Dr
Mesquite, TX 75149
(903) 677-5534
Dallas County Fire & Rescue Service1937 S Belt Line Rd
Mesquite, TX 75181
(972) 286-7707
Ector City - FireEctor Ct
Mesquite, TX 75150
(903) 961-2495
Police Departments
Mesquite Police Dept711 N Galloway Ave
Mesquite, TX 75187
9722166228