Save On Home Insurance in White Settlement, TX | TGS Insurance Agency

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White Settlement, TX

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Homeowners Insurance  »  Texas  »  

White Settlement

White Settlement Home Insurance Made Simple with Hassle-Free, Accurate Quotes!

How Much Does Home Insurance in White Settlement, Texas Cost? 

The average homeowners insurance policy in White Settlement, Texas can cost an average of $992 per year. That’s $2,347 more than the Texas average of $3,429 per year. At TGS Insurance, our average client saves $870 per year on their homeowners insurance, with some homeowners saving substantially more! 


Compare the Average Cost of Homeowner Insurance in White Settlement, Texas by Dwelling Coverage Limit

Coverage AmountAverage Annual Premium (incl. Wind Coverage)

*We used the Texas Department of Insurance to calculate premiums. Methodology based on a homeowner with average credit, owns their home, no claims within the past 5 years, age of house is 10 to 34 years made of brick and includes windstorm coverage.


Property Owners in White Settlement Can Expect Personalized Homeowners Insurance Coverage with TGS Insurance Agency


A basic home insurance policy will cover the following: 

  • The structure of your home (Dwelling and other structures coverage) 
  • Replacement costs 
  • Personal possessions (Up to a set limit) 
  • Loss-of-use coverage
  • Liability (Personal and medical payments) 


If you’re looking for a bit more coverage for your home insurance policy in White Settlement, Texas, you can purchase policy add-ons such as: 

  • Flood insurance
  • Umbrella insurance 
  • Animal liability
  • Water backup coverage
  • Equipment breakdown coverage 
  • Extended replacement cost
  • Scheduled personal property 


These are some of the most common add-ons in White Settlement, Texas, but be sure to talk to your TGS Insurance agent about what other policy add-ons are available for you to cover any gaps in coverage you may have. 


Common Perils in White Settlement That Every Homeowner Needs Coverage For

Living in Texas comes with its own set of weather challenges. The state has seen its fair share of floods, hail, hurricanes, tornadoes, tropical storms, and windstorms and it’s important for every homeowner to have a home insurance policy that protects against each of these common weather occurrences. 


Your homeowners insurance policy will cover these common perils: 

  • Fire and smoke 
  • Lightning
  • Hail and windstorms 
  • Explosions
  • Vandalism, theft, and malicious mischief 
  • Falling objects
  • Aircrafts and vehicles 
  • Riot or civil disturbance
  • Power surges
  • Weight of ice, snow, sleet 
  • Water damage (Sudden & accidental) 


It’s important to note that flood damage is not listed here, therefore if you want flood coverage you must purchase a flood insurance policy. The average policy is $634 per year, but at TGS Insurance our customers pay an average of $528 per year. Although you may think you may not need it, over 25% of flood damage claims come from homes living outside flood zones with the average flood claim being $42, 580 in 2018. So while we hope you never have to file a claim, a flood insurance policy is a worthy investment to avoid paying for flood damages out of pocket. 


In addition to flood insurance, because Texas is prone to so many windy events such as tornadoes and hurricanes, it’s a great idea to ensure your home insurance policy has the proper windstorm and hail coverage. At TGS Insurance, we want you to feel confident in your homeowners insurance policy which is why we automatically write in a 2% wind/hail deductible into every policy we use in White Settlement, Texas! 


TGS Insurance is Your One-Stop-Shop for Insurance in White Settlement, Texas 

At TGS Insurance, we want to make getting insured easy and simple. We comparison shop every policy through our bank of 35+ A-rated (or better) carriers to ensure each client is getting the best coverage and rate the market has to offer because we don’t believe great coverage should break the bank. We also handle the entire enrollment process from start to finish for a hassle-free experience! 


And because we want to help our customers save, take advantage of the discounts available when you bundle your various policies together! Do you need an umbrella policy? What about boaters insurance? Is your car bundled with your home insurance policy? We can help! 


Zip Codes in White Settlement, Texas That We Insure:

  • 76108
  • 76116


If you don’t see your zip code listed, not to worry! As long as you live in Texas we’ve got you covered with great insurance! 


Home Insurance Carriers in White Settlement, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is White Settlement's Premier Home Insurance Provider

White Settlement neighborhood

White Settlement, Texas is nestled near Lake Worth and is about 10 miles away from Downtown Fort Worth. The community is strong in its small-town values but continues to grow into a bigger, thriving community so many are happy to call home. White Settlement, Texas combines the love of the great outdoors with a small, hometown feel for a wonderful quality of life for all of its residents! TGS Insurance is proud to serve the White Settlement, Texas community as one of the leading home insurance providers in the area.

White Settlement neighborhood

At TGS Insurance, we understand all White Settlement, Texas homeowners want the same thing- a great home insurance policy packed with coverage at a fair rate. We deliver on just that to each of our clients by shopping your policy through our bank of 35+ A-rated (or better) insurance providers to find insurance coverage that is perfectly balanced in protection and value. We win business from White Settlement, Texas homeowners every day through our extensive industry knowledge, exceptional customer service, and of course- great home insurance policies!

Key Home Statistics in White Settlement


Total Population in White Settlement, TX


Average Home Value in White Settlement, TX


Median Household Income in White Settlement, TX


Median Age in White Settlement, TX

Trust TGS Insurance in White Settlement

Data as of February 24, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in White Settlement, TX

Image of Meadow Park Neighborhood

Meadow Park

Meadow Park is located in the heart of White Settlement, Texas. The neighborhood is near Central Park, which features various sports fields and a skate park.

Image of Westview Highlands Neighborhood

Westview Highlands

Westview Highlands, Texas provides its residents with easy access to major highways to go anywhere with ease. This community is conveniently close to various parks, museums, and a water park.

Image of Bass Neighborhood


Bass is a small neighborhood that has convenient access to I-820. The community is near Lake Worth, Saddle Hills Park, and the Texas Civil War Museum.

Local Home Resources in White Settlement, TX

Police Departments
White Settlement Police Dept8900 Clifford St
White Settlement, TX 76108