Even the best insurance policies have limits. In modern society, accidents happen and the litigation which arises from them is more frequent. Staying one step ahead with increased liability coverage is a good idea for those who have valuable assets to protect.
Umbrella policies offer this extra security against claims in all types of insurance - auto, homeowners and more. After the liability limit on the basic coverage is met, umbrella policies assist with many claim types from medical and legal fees, to even libel and slander.