5 RV Insurance Coverage Options Every Owner Should Consider

The open road, being one with nature, countless memories, and true relaxation. RVing is a lifestyle unlike any other. Seeing the great outdoors and some of America’s quirkiest landmarks are great but are you protected should you or your RV suffer from an unfortunate event such as an accident, theft, or injury? Auto insurance is great but if you are relying on it alone you may find yourself pulling cash out of your pocket during the time you need protection the most. RV insurance can provide the necessary coverages to give you peace of mind and be there when you are facing adversity that would involve your RV. Every provider and policy is different but there are five important RV insurance coverage options that we recommend all RV owners consider. Take a closer look below and help keep you, your loved ones, and your property protected with the right RV policy.

Secured Storage 

RVs require storage in one way or another. They are large and to get the most out of your RV’s life, you’ll want to have it in a secure location, protected from the weather. Some HOAs require special storage as your neighborhood may disallow RVs to be parked in plain sight. Protect your RV and your possessions while it is in storage from theft with a secured storage policy. Should your RV become burglarized while in storage, your secured storage policy will help you pay to replace your valuables.

Companion Auto

If you own a motorhome, it is a pretty common occurrence to tow a personal vehicle behind it. After all, once you arrive at your destination, you may need to venture from your campsite. With companion auto coverage, your RV and vehicle can be protected with this policy by paying the same deductible. This protects both should they both become damaged as a result of the same traffic accident.

Personal Attachments Coverage

It’s one thing to suffer a loss on the body of your RV but what about attachments and upgrades? With personal attachments coverage, you can protect yourself against the costs of replacing damages that are suffered to things like your satellite antenna or an awning.

Fulltimer’s Personal Liability 

Protecting your RV and your possessions is important but protecting yourself or a loved one is even more important. Fulltimer’s personal liability coverage is meant to protect you or someone else that is injured should someone become injured when traveling in your RV.

Total Loss Replacement

Some events are so perilous that your entire RV may need to be replaced. As unfortunate as that may be, you don’t have to face it alone. With total loss replacement coverage, your insurance policy will help you replace your current RV with a new one.

Get The Right RV Coverage Today

Finding the right RV insurance doesn’t have to be a hassle. If you want to keep the people and things you love protected, having the right coverages for your RV adventures is critical. At TGS Insurance we make getting coverage easy by constructing a customized quote for your needs. Our agents handle the dirty work to ensure you are covered without overpaying. We can even bundle your insurance policies for additional savings through our partnerships with some of the top insurance brands in the country. 

About Katie Rosario

Katie has been in the marketing industry for over 10 years and has a strong passion for writing great content. She has been writing for TGS Insurance for three years and strives to make every piece of content she works on informative and easy to read. In her spare time, she enjoys baking and spending time with her family.