Captive Agent vs. Independent Agent: What’s the Difference and Why Does It Matter? When it comes to buying insurance, the options can feel overwhelming. Policies, premiums, deductibles—it’s a lot to process. But before diving into the nitty-gritty details of coverage, there’s one crucial decision to make: working with a captive agent vs independent agent. If […]
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How Major Life Events Impact Insurance: Protecting What Matters Most Life, as they say, is full of surprises. Some are exhilarating—a dream job offer, purchasing your first home, or the arrival of a little one. Others? They’re less so, like a divorce or an unexpected career change. But whether these moments fill your heart with […]
Continue Reading...Yesterday, our team at TGS Insurance Agency had the privilege of volunteering at the Child Advocates warehouse, marking one of the most heartwarming days of the year for us. With bags of toys, clothes, and heartfelt wishes in tow, we arrived ready to support this incredible organization and the children they serve. As part of […]
Continue Reading...Christmas Tree Safety: Keeping Your Holiday Bright, Not Hazardous Ah, Christmas—the season of twinkling lights, festive cheer, and the iconic Christmas tree standing proudly in the center of your home. But while that evergreen beauty might steal the show, it’s essential to remember that natural and artificial Christmas trees can pose significant fire hazards if […]
Continue Reading...Driving Without Insurance in Florida: Penalties You Can’t Afford to Ignore Picture this: You’re cruising along Florida’s sunny highways, windows down, music up, and life feels good. But then, out of nowhere, an accident happens. As the dust settles and the adrenaline wears off, you’re asked for proof of insurance—and you don’t have it. Suddenly, […]
Continue Reading...Protecting Your Holiday Cheer: Tips to Prevent Package Theft This Season Ah, the holidays—a time for joy, celebration, and (let’s be honest) an avalanche of online shopping. There’s nothing quite like the excitement of finding a box on your doorstep, knowing it holds that perfect gift you painstakingly picked out. But what happens when that […]
Continue Reading...Affordable Home Safety Improvements to Lower Your Insurance Premiums Owning a home is a dream come true—until those monthly bills remind you of the costs involved. From utilities to maintenance to insurance premiums, it adds up quickly. But here’s the good news: making your home safer doesn’t just protect your family and property—it can also […]
Continue Reading...Thanksgiving Fire Safety: Protect Your Home, Your Family, and Your Peace of Mind Thanksgiving—the word alone brings a flood of cozy images, doesn’t it? The smell of turkey roasting, the sound of laughter in the next room, and that one relative who always insists they make the best gravy. But amidst the joy and chaos, […]
Continue Reading...How to Plan a Stress-Free Move to Your New Home Moving to a new home is exciting—a fresh start, new surroundings, and endless possibilities. But let’s not sugarcoat it: the process can also be downright overwhelming. Between packing, paperwork, and the chaos of organizing logistics, it’s easy for stress to creep in. Here’s the good […]
Continue Reading...Does Credit Score Affect Home Insurance? If you’ve ever applied for home insurance and wondered why your credit score comes into play, you’re not alone. It’s one of those questions that might catch you off guard—after all, what does borrowing history have to do with insuring your home? Turns out, quite a bit. Let’s explore […]
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