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Comparison Shop Home Insurance in Greenwood from Multiple Carriers in Minutes!

 

Did you know less than 50% of homeowners comparison shop when their policy is up? That means more than half of homeowners are leaving potential savings on the table. It’s time to recoup the savings!  At TGS Insurance, our team of agents will take away the hassle of comparing insurance providers by doing the hard work for you! As an independent insurance agency, we’re carrier-agnostic, which means we don’t work for one insurance provider; we work for you! When you input your address, we’ll shop our bank of 35+ top carriers to find you the best policy at an exceptional rate in just 15 seconds! 

 

What Does Homeowners Insurance in Greenwood cover?

 

The majority of home insurance policies include some level of the following types of coverages. 

 

Coverage Acovers damages to your home
Coverage Bcovers damages to additional structures on your property such as detached garages, sheds, or fences
Coverage Ccovers damage to personal property such as furniture, electronics, and clothes
Coverage Dcovers additional living expenses if your home becomes uninhabitable due to a covered loss
Coverage Ecovers personal liability including coverage for claims arising from accidents on your property
Coverage Fcovers medical expenses for injuries occurring on your property for those outside of your household

 

How Much is Home Insurance in Greenwood, Arkansas?

 

The average cost of homeowners insurance in Greenwood is $1,505 among TGS Insurance Agency customers. This average includes windstorm and hail coverage and is based on policies with an average home value of $192,901. Every policy is unique based on the characteristics of the home and coverage needs so that rates will vary from home to home and even carrier to carrier. By comparison shopping policies, we can find the right policy at the best price without compromising on coverage. On average, we’ve been able to save our customers more than $850/year when they switch to TGS Insurance Agency. Finding out how much you can be saving is as easy as providing your address above for an instant quote– really!

 

Average Home Insurance Quotes in Greenwood By Dwelling Coverage Levels

 

Home insurance carriers consider several factors when calculating your home insurance premium. One of the most significant components is how much dwelling coverage you need. Dwelling coverage refers to the amount it would cost to completely rebuild your home from the ground up to its current value. Unfortunately, some homeowners don’t carry enough dwelling coverage. If a disaster were to strike, you wouldn’t have enough financial assistance to help rebuild your home and would be left with the remaining balance. In Greenwood, homeowners wanting $100,000-$200,000 in coverage should expect to pay about $1,272 per year for homeowners insurance. For $300,000-$400,000 in dwelling coverage, homeowners would see an average of $2,454 in Greenwood, Arkansas. The more dwelling coverage, the higher the home insurance premium. 

 

Home ValueAverage Annual Premium (incl. Wind Coverage)
$100,000-$200,000$1,272
$200,000-$300,000$1,814
$300,000-$400,000$2,454
$400,000-$500,000$2,909

 

How the Size of Your Greenwood Home Impacts Your Homeowners Insurance Rates

 

Many factors impact your home insurance premium, and one of those factors is the square footage of your home. As the footprint of your home increases, the cost of replacing it should it need to be rebuilt due to covered perils increases. For this reason, insurers view bigger homes as a more significant risk and will often come with a higher home insurance premium to reflect that more substantial risk. Our data shows that home insurance quotes in Greenwood for homes that 2,000+ square feet are, on average, 53% higher than homes that are less than 2,000 square feet in size.

 

Home Size in Square FeetAverage Annual Premium (incl. Wind Coverage)
0-2,000 sq ft$1,280
2,000+ sq ft$1,961

 

Keep in mind that size is not the only factor influencing your premium! Other factors insurers consider often include:

  • Location
  • Age
  • Roof condition and age
  • Credit history
  • Claims history
  • Marital Status
  • Breeds of pets
  • Attractive nuisances (swimming pools, trampolines, swing sets, etc.)
  • And more! 

 

Most Affordable Home Insurance Companies in Greenwood

 

Homeowners look at various things when deciding what home insurance policy to buy, coverage and cost being the two most influential factors. It’s important for homeowners in Greenwood to comparison shop their policy across several different insurance carriers because the same coverage could vary in price. Our two most affordable (and popular) insurance providers in Greenwood, Arkansas, are State Auto and Encompass. On average, TGS Insurance homeowners in Greenwood, Arkansas, pay $1,519 for State Auto annually and $2,015 for Encompass. 

 

Greenwood Zip Codes We Insure

 

  • 72936

 

Zip code not listed? Don’t worry! We can help homeowners throughout Arkansas save money on their home insurance. Get started with a free instant quote by providing your address above. 

 

TGS Insurance is Greenwood's Premier Home Insurance Provider

Greenwood neighborhood

Greenwood, Arkansas was founded in 1851 and is located in Sebastian County just south of Fort Smith and the Arkansas River. The town was named after Judge Alfred Burton Greenwood, who had been elected to serve as Circuit Judge for ten northwest Arkansas counties. Though small in population, Greenwood, AR is big on its charming, family-friendly community and rich heritage.

Greenwood neighborhood

The TGS Insurance team understands that your home is more than just a place to live, and that’s why we are honored so many Greenwood homeowners have entrusted us to help protect it with the right insurance coverage. Our team is dedicated to finding each Greenwood homeowner the right coverage at the best price while providing an exceptional customer service experience!

Key Home Statistics in Greenwood

9,414

Total Population in Greenwood, AR

$164,544

Average Home Value in Greenwood, AR

$57,500

Median Household Income in Greenwood, AR

35

Median Age in Greenwood, AR

Major Neighborhoods in Greenwood, AR

Image of East Village Neighborhood

East Village

East Village, the newest neighborhood in Greenwood, is going to consist of 250 homes upon completion. The neighborhood features a 2.5-mile trail throughout the community in addition to multiple pavilions for resident use.

Image of Maple Ridge Heights Neighborhood

Maple Ridge Heights

The highly-desired Maple Heights Ridge neighborhood is a family-friendly community located on the west side of Greenwood. The subdivision is in close proximity to the highly-rated Greenwood schools.

Image of King Mountain Estates Neighborhood

King Mountain Estates

Located just off of Highway 10 at Harmony Dr, and only minutes from Highway 96, the King Mountain Estates community has a prime location in eastern Greenwood. The subdivision is located in the Greenwood School District.

Local Home Resources in Greenwood, AR

Fire Departments
E M P Rural Fire Department3204 S Highway 253
Greenwood, AR 72936
(479) 996-2595
Greenwood Fire Dept70 Bell Rd
Greenwood, AR 72936
(479) 996-7822
Greenwood Rural Fire Department12221 AR-96
Greenwood, AR 72936
(479) 996-3155
Greenwood Rural Fire DeptArkansas 96
Greenwood, AR 72936
(479) 996-3155
Milltown Washburn Fire Department6573 E Highway 252
Greenwood, AR 72936
(479) 996-3473
Police Departments
Greenwood Police DeptPO Box 1450
Greenwood, AR 72936
4799964119