Getting a Trumann Home Insurance Quote is as Easy as 1-2-3!
Getting the best homeowner’s insurance in Trumann is simple when you use TGS Insurance’s proprietary online quoting tool for a free, no-obligation quote.
- Enter your address
- View your quote
- Customize your coverage with the guidance of one of our expert independent agents
What Does Trumann Home Insurance Cover?
A home insurance policy can, and should, be customized to fit your specific needs. Still, standard policies usually offer:
- Coverage for your home and additional structures on your property such as detached garages, sheds, and fences
- Coverage for your personal belongings such as clothes, furniture, and electronics
- Coverage for personal liability exposures that come with being a homeowner, such as a guest being hurt on your property
- Coverage for living expenses should your home become uninhabitable, and you require temporary lodging while it is repaired or replaced
How Much is Home Insurance in Trumann, Arkansas?
Trumann home insurance costs an average of $1,639 per year among TGS Insurance customers. This average is based on policies with an average home value of $191,685 and includes windstorm and hail coverage with a 2% deductible. Home insurance premiums will vary home to home depending on several factors. Our proprietary tool shops your policy in seconds to find you the best rates with just your address. Our independent agents will work with you to further customize your quote to ensure you have the right amount of coverage for your needs at the best rate on the market!
Average Home Insurance Quotes in Trumann By Dwelling Coverage Levels
Home insurance carriers consider several factors when calculating your home insurance premium. One of the biggest components is how much dwelling coverage you need. Dwelling coverage refers to the amount it would cost to completely rebuild your home from the ground up to its current value. Unfortunately, some homeowners don’t carry enough dwelling coverage. If a disaster were to strike, you wouldn’t have enough financial assistance to help rebuild your home and would be left with the remaining balance. In Trumann, homeowners wanting $100,000-$200,000 in coverage should expect to pay about $1,455 per year for homeowners insurance. For $300,000-$400,000 in dwelling coverage, homeowners would see an average of $2,368 in Trumann, Arkansas. The more dwelling coverage, the higher the home insurance premium.
Home Value Average Annual Premium (incl. Wind Coverage)
$100,000-$200,000 $1,455
$200,000-$300,000 $1,907
$300,000-$400,000 $2,368
$400,000-$500,000 $2,904
Trumann Home Insurance Quotes and Home Size by the Numbers
The estimated cost of rebuilding your home plays a large role in the home insurance premium you can expect to pay. The square footage of your home directly impacts the cost of rebuilding your home since a larger home will require more building materials and will generally be more expensive to rebuild than a smaller home. For this reason, insurers view bigger homes as a more significant risk and will often come with a higher home insurance premium to reflect that more substantial risk. In Trumann, the average home insurance quote for a home bigger than 2,000 square feet is 33% more expensive than quotes for a home less than 2,000 square feet.
Home Size in Square Feet Average Annual Premium (incl. Wind Coverage)
0-2,000 sq ft $1,468
2,000+ sq ft $1,960
Cheapest Homeowners Insurance Companies in Trumann
Shopping for home insurance is no easy feat. Insurance carriers set their own rates, so the same coverage will sometimes vary in price across multiple carriers. How do you know you’re getting the best deal? By comparison shopping your policy, you can see what the market has to offer and select the policy that works best for your coverage needs and budget. Two of our most popular insurance providers in Trumann, Arkansas, are State Auto and Encompass. Home insurance quotes from TGS Insurance for State Auto average $1,769 annually. Home insurance quotes for Encompass run a little bit higher, averaging $1,780 per year.
Zip Codes in Trumann We Insure
- 72472
Don’t see your zip code? Not a problem! We’re able to help homeowners throughout Arkansas find the best home coverage for their needs. Get started with a free instant quote by providing your address above.
