Save On Home Insurance in Greenville, SC | TGS Insurance Agency

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Comparison Shop Home Insurance in Greenville from Multiple Carriers Instantly!


Being an independent insurance agency means we shop and compare the best Greenville homeowners insurance options on your behalf to find you the best combination of cost and coverage. You’ll love doing business with us if you want an easier insurance experience. How do you get started? Easy! All we need is your address; you’ll get an instant quote in 15 seconds or less. After that, our agents will tailor and further customize your policy to fit your specific insurance needs. Did we mention we re-shop your policy renewal to ensure you are still getting the best deal year after year?


You’re one click away from never worrying about home insurance again!


What Does Greenville Home Insurance Cover?


Most home insurance policies include some level of the following types of coverage. 


Coverage Acovers damages to your home
Coverage Bcovers damages to additional structures on your property such as detached garages, sheds, or fences
Coverage Ccovers damage to personal property such as furniture, electronics, and clothes
Coverage Dcovers additional living expenses if your home becomes uninhabitable due to a covered loss
Coverage Ecovers personal liability including coverage for claims arising from accidents on your property
Coverage Fcovers medical expenses for injuries occurring on your property for those outside of your household

When it comes to home insurance in Greenville, there’s no shortage of options. A standard policy typically covers a variety of losses, including damage caused by weather, theft, and accidents. But not all policies are created equal. That’s why it’s important to work with a knowledgeable agent who can help you navigate the complexities of home insurance and tailor your coverage to fit your needs. Whether you need more protection for your personal belongings or additional liability coverage, we’ve got you covered.

What Does Home Insurance Cost in Greenville?


Homeowners insurance in Greenville costs $1,231 a year among TGS Insurance customers. The cost of your home insurance premium will vary based on a few different things. This can be from your credit, location, value of your home, and what year your home was built. It is normal for your home insurance to vary from this average and other numbers you see online. The great thing about it is that you can completely customize your coverage.TGS has helped over 15,000 customers save on their home insurance premiums. To lock in your savings, type your address above for an instant quote!


Home Insurance in Greenville Cost by Dwelling Coverage Limit


Dwelling coverage limits are one of the key factors that insurers consider when setting premiums. You’ll generally pay a higher premium if you choose a high dwelling coverage limit. However, it’s important to ensure adequate coverage to protect your home during a loss. If you have a mortgage on your home, your lender may require you to have a certain amount of dwelling coverage to protect your investment.


In Greenville, South Carolina, a policy with $200,000-$299,999 in dwelling coverage costs an average of $1,050 per year. However, if your home is worth more, you’ll want more coverage, so homeowners wanting $400,000-$499,999 in dwelling coverage will pay an average of $1,596 in Greenville, South Carolina.


Dwelling Coverage LimitsAverage Annual Premium (incl. Windstorm & Hail Coverage)
$100,000.00 - $199,999.00$937.05
$200,000.00 - $299,999.00$1,049.70
$300,000.00 - $399,999.00$1,295.75
$400,000.00 - $499,999.00$1,595.81


Does My ZIP Code Affect Home Insurance Premiums in Greenville?


Insurance carriers look at more than your home state when pricing your premium- they can get as specific as your ZIP Code. For example, in South Carolina, when you are closer to the coast, you may experience higher annual premiums because of your risks of perils like flooding and hurricanes. In Greenville, the ZIP code 29617 is the area with the lowest premium of $1,091 for TGS customers. The ZIP code with the highest premium is 29615, costing TGS customers an average of $1.345 a year. 


map showing average home insurance premiums by zip code in Greenville, South Carolina


Greenville Zip Codes We Insure




Zip code not listed? Don’t worry! We can help homeowners throughout South Carolina save money on their home insurance. Get started with a free instant quote by providing your address above.

TGS Insurance is Greenville's Premier Home Insurance Provider

Greenville neighborhood

Greenville, South Carolina, can be found in the foothills of the Blue Ridge Mountains and is known for having a vibrant and eclectic art scene that draws in tourists from all over the country- and the world. It is full of museums and history showcased in the Carolina Music Museum and the Greenville County Museum of Art.

Greenville neighborhood

At TGS Insurance, we are committed to our clients' best interests. As an independent insurance agency, we do all we can to find Greenville residents the best home insurance options. We want you to feel covered without the headache of shopping for policies. We do it for you!

Key Home Statistics in Greenville


Total Population in Greenville, SC


Average Home Value in Greenville, SC


Median Household Income in Greenville, SC


Median Age in Greenville, SC

Major Neighborhoods in Greenville, SC

Image of Downtown Neighborhood


The Downtown area lies in the middle of the hustle and bustle of Greenville. Residents of all ages enjoy the diverse range of shops, restaurants and venues in this budding urban center.

Image of Five Forks Neighborhood

Five Forks

A green suburbia, Five Forks is a popular choice for families due to its excellent schools and perfect balance of rural feel, convenience and community.

Image of Wade Hampton Neighborhood

Wade Hampton

Just five miles from the heart of Greenville, South Carolina, Wade Hampton is a vibrant, upscale area that attracts many young professionals.

Image of Taylors Neighborhood


Taylors is a friendly suburb of Greenville, South Carolina. Only a brief commute away from the city, residents of all ages love the local eateries, parks and well-rated schools in Taylors.

Image of Judson Neighborhood


A historic and affordable area of Greenville, Judson is now a hub of diverse food and friendly community. Many of Greenville’s old textile mills can be found in this area of the city.

Image of Berea Neighborhood


A rapidly growing suburb, Berea boasts great schools and incredible diversity. It’s no wonder that so many families are drawn to this area of Greenville, South Carolina.

Local Home Resources in Greenville, SC

Fire Departments
Berea Fire Dept7401 White Horse Rd
Greenville, SC 29611
(864) 294-4848
Boiling Springs Fire Dept5020 Pelham Rd
Greenville, SC 29615

City View Fire Dept301 University Rdg
Greenville, SC 29601

Donaldson Fire Service693 Delaware St
Greenville, SC 29605
(864) 236-9923
Duncan Chapel Fire Dept5111 Old Buncombe Rd
Greenville, SC 29617
(864) 294-4827
Fire Departments - Fire Alarms Only- Gantt- Station 32 Cannon Dr
Greenville, SC 29605
(864) 233-1178
Fire Departments - Fire Alarms Only- Wade Hampton4211 E North St
Greenville, SC 29615
(864) 244-2121
Gantt Fire Dept1331 White Horse Rd
Greenville, SC 29605

Gantt Fire Dept Sta No 2 Non5604 Augusta Rd
Greenville, SC 29605
(864) 277-0120
Greenville City of Pleasantburg Fire Station No 515 Waite St
Greenville, SC 29607
(864) 288-5394
Greenville Fire Dept107 Cedar Lane Rd
Greenville, SC 29601
(864) 467-4003
Greenville Fire Dept2291 Perimeter Rd
Greenville, SC 29605

Mauldin City - Fire Department OfficeButler Rd
Greenville, SC 29601
(864) 288-5094
Parker District Fire Dept117 Smythe St
Greenville, SC 29611

PDA Industrial Coatings & Fire Sealing Division406 Old Hunts Bridge Rd
Greenville, SC 29617
(864) 845-4400
Piedmont Park Fire Department - Business2119 State Park Rd
Greenville, SC 29609
(864) 244-5034
South Greenville Fire District Moonville STA40 Old Augusta Rd
Greenville, SC 29605
(864) 277-3745
Stone Avenue Fire Station800 E Stone Ave
Greenville, SC 29601
(864) 467-4320
West End Fire Station125 N Leach St
Greenville, SC 29601
(864) 467-4323
Police Departments
County Greenville Sheriff's Office4 Mcgee St
Greenville, SC 29601
Greenville Chief Of Police4 Mcgee St # 201c
Greenville, SC 29601
Greenville County Sheriff4 Mcgee St
Greenville, SC 29698
Greenville County Sheriff4 Mcgee St
Greenville, SC 29601
Greenville County Sheriff4900 Old Buncombe Rd
Greenville, SC 29698
Greenville County Sheriff Ofc666 Perimeter Rd
Greenville, SC 29698
Greenville County Sheriff Ofc5 Chapel Rd
Greenville, SC 29605
Greenville Police Dept4 Mcgee St
Greenville, SC 29601
Greenville Police DeptPO Box 2207
Greenville, SC 29698
Greenville Police Dept426 N Main St
Greenville, SC 29698
Greenville Police Dept-Adm Svc4 Mcgee St
Greenville, SC 29698
Greenville Police-Invstgtv Svc4 Mcgee St # 207
Greenville, SC 29601
Greenville Police-Invstgtv Svc4 Mcgee St # 207
Greenville, SC 29698
Greenville Police-pro Standard4 Mcgee St
Greenville, SC 29698
Greenville Police-Pro StandardPO Box 2207
Greenville, SC 29698
Greenville Sheriff's Office4 Mcgee St
Greenville, SC 29601
Highway Patrol211 Century Dr
Greenville, SC 29698