Save On Home Insurance in Spartanburg, SC | TGS Insurance Agency

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Shopping For Cheap Spartanburg Home Insurance Is Easier Than You Think 


As an independent agency, we represent 55+ top-rated insurance carriers, which allows us to offer comprehensive insurance options to meet your every need. The best part? Our highly qualified homeowners insurance agents do the hard work for you, making your home insurance shopping process easy and stress-free. Your savings start with an instant, free quote. Our agents are ready to help you further customize your quote and find any discounts you might qualify for! 


We shop. You Save. Yes, it really is that easy.


What is Included in Spartanburg Home Insurance?


There are a few standard forms of home insurance that offer different levels of protection. This varies from different perils coverage and how much protection you want. Most of these forms include coverage- at some level- for:


  • Dwelling
  • Other Structures
  • Personal Property 
  • Loss of Use
  • Personal Liability
  • Medical Payments


Having these coverages at the base of every standard home policy allows everyone to be somewhat protected. You can choose whether or not you have more coverage in one area compared to another. All of this is based on your unique lifestyle in Spartanburg.


What Does Home Insurance Cost in Spartanburg?


Homeowners insurance in Spartanburg costs $1,233 a year, or $103 a month, for TGS Insurance customers. The cost of your home insurance premium will vary based on a few different things. This can be from your credit, location, value of your home, and what year your home was built. It is normal for your home insurance to vary from this average and other numbers you see online. The great thing about it is that you can completely customize your coverage.TGS has helped over 15,000 customers save on their home insurance premiums. To lock in your savings, type your address above for an instant quote!


Average Homeowners Insurance Cost by Coverage Level in Spartanburg


The cost to replace your home is essential to determine the dwelling coverage you need on your home insurance policy; this limit directly impacts your home insurance premium. On top of affecting your average annual costs, having an accurate replacement cost can prevent you from being underinsured if a covered loss takes your entire house. These are the average annual home insurance costs in Spartanburg, South Carolina, based on dwelling coverage limits associated with the policy. 


Dwelling Coverage LimitsAverage Annual Premium (incl. Windstorm & Hail Coverage)
$100,000.00 - $199,999.00$969.77
$200,000.00 - $299,999.00$1,075.58
$300,000.00 - $399,999.00$1,356.87
$400,000.00 - $499,999.00$1,673.86


Does My ZIP Code Affect Home Insurance Premiums in Spartanburg?


Insurance carriers look at more than your home state when pricing your premium- they can get as specific as your ZIP Code. For example, in South Carolina, when you are closer to the coast, you may experience higher annual premiums because of your risks of perils like flooding and hurricanes. In Spartanburg, the ZIP code 29303 has the lowest premium of $1,130 for TGS customers. The ZIP code with the highest premium is 29302, costing TGS customers an average of $1,282 a year. 


map showing average home insurance premiums by zip code in Spartanburg, South Carolina


Spartanburg Zip Codes We Insure


  • 29301
  • 29302
  • 29303
  • 29306
  • 29307


Don’t see your zip code? It’s okay! At TGS Insurance Agency, we have access to a wide range of insurance carriers and products to help homeowners throughout South Carolina save money on their home insurance. Get a free, instant quote today and protect yourself, your family, and your home from the unexpected.

TGS Insurance is Spartanburg's Premier Home Insurance Provider

Spartanburg neighborhood

South Carolina’s Hub City, Spartanburg, is a growing destination for tourists because of its local restaurants and shopping. The Mary Black Rail Trail, Spartanburg’s most popular trail, has a trailside park, a dog park, a bike park, and several stops for a tasty bite or beverage. It’s a perfect taste of Spartanburg’s many lush outdoor amenities.

Spartanburg neighborhood

TGS Insurance Agency is committed to being one of the premier independent insurance agencies in Spartanburg. As an independent agency, we represent 35+ top-rated insurance carriers, which allows us to offer comprehensive insurance options to meet your every need.

Key Home Statistics in Spartanburg


Total Population in Spartanburg, SC


Average Home Value in Spartanburg, SC


Median Household Income in Spartanburg, SC


Median Age in Spartanburg, SC

Major Neighborhoods in Spartanburg, SC

Image of Converse Heights Neighborhood

Converse Heights

Converse Heights is the most sought-after places in Spartanburg, South Carolina. This neighborhood has gorgeous green spaces and large yards for families.

Image of Fernwood Neighborhood


This well-established area in Spartanburg is known for its history. This is one of the only modern suburbs of the city and filled with hoes from the 1950s and 1960s.

Image of Wadsworth Hills Neighborhood

Wadsworth Hills

Located on the westside of Spartanburg, Wadsworth Hills is a great neighborhood, close to lots of local amenities. If you have kids, there are great schools nearby.

Image of Hampton Heights Neighborhood

Hampton Heights

Hampton Heights is the oldest established neighborhood in Spartanburg, It is known for its Queen Anne style, recently renovated homes that residents love.

Image of Grain District Neighborhood

Grain District

The Grain District is a growing with new stores, homes and commercial opportunities coming in. This makes it a new and desirable upgrade from the past.

Image of South Converse Neighborhood

South Converse

South Converse is a recently renovated area in Spartanburg. This makes it a great place for starter homes and small families.

Local Home Resources in Spartanburg, SC

Fire Departments
Arkwright Volunteer Fire Dept1070 Southport Rd
Spartanburg, SC 29306
(864) 585-8840
Boiling Springs Fire Department905 Wesley Ct
Spartanburg, SC 29316
(864) 578-6200
Carolina Fire Services Inc8609 Fairforest Rd
Spartanburg, SC 29303
(864) 574-2323
Croft Fire Dept370 Cedar Springs Rd
Spartanburg, SC 29302
(864) 582-7638
Drayton Fire Department50 Carney St
Spartanburg, SC 29307
(864) 585-1855
Fire Department - North Spartanburg Fire Dept- Station 17312 Valley Falls Rd
Spartanburg, SC 29303
(864) 578-1616
Fire Department - North Spartanburg Fire Dept- Station 21556 John Dodd Rd
Spartanburg, SC 29303
(864) 439-6773
Fire Department - To Report A Fire- Business Office4499 Highway 9
Spartanburg, SC 29316
(864) 592-9121
Fire Department - Westview-Fairforest Fire Department- Headquarters4229 Anderson Mill Rd
Spartanburg, SC 29301
(864) 576-2529
Glendale Area Fire Department215 Church St
Spartanburg, SC 29307
(864) 579-3804
Hilltop Fire Dept1283 Asheville Hwy
Spartanburg, SC 29303
(864) 585-1111
North Spartanburg Fire Dept8767 Asheville Hwy
Spartanburg, SC 29316
(864) 578-1616
North Spartanburg Fire Dept2621 New Cut Rd
Spartanburg, SC 29303
(864) 574-4466
Spartanburg City Fire Department145 W Broad St
Spartanburg, SC 29306
(864) 596-2083
Spartanburg County - Fire Marshall366 N Church St
Spartanburg, SC 29303
(864) 596-3192
Spartanburg Fire Dept151 S Spring St
Spartanburg, SC 29306
(864) 596-2083
Spartanburg Fire Dept905 Union St
Spartanburg, SC 29302
(864) 596-3650
Spartanburg Fire Dept510 Magnolia St
Spartanburg, SC 29303
(864) 596-3915
Spartanburg Fire Dept1075 Fernwood Glendale Rd
Spartanburg, SC 29307
(864) 596-3640
Spartanburg Fire Dept200 Camelot Dr
Spartanburg, SC 29301
(864) 596-3660
TSK Fire & Safety Equipment2041 Chesnee Hwy
Spartanburg, SC 29303
(864) 582-9594
Una Fire DepartmentFoster St
Spartanburg, SC 29301
(864) 576-7682
Una Fire Dept1025 Hayne St
Spartanburg, SC 29301
(864) 576-7682
Westview-Fairforest Fire Department - Report A Fire- Substation 1311 N Blackstock Rd
Spartanburg, SC 29301
(864) 595-4316
Whitney Fire Dept220 Bryant Rd
Spartanburg, SC 29303
(864) 582-8745
Police Departments
Highway Patrol180 Magnolia St
Spartanburg, SC 29319
Highway Patrol180 Magnolia St
Spartanburg, SC 29306
Sheriff''s Dept-identification366 N Church St
Spartanburg, SC 29319
Sheriff's Dept-Identification366 N Church St
Spartanburg, SC 29319
Sheriff's Dept-Warrant Office950 California Ave
Spartanburg, SC 29319
Sheriff's Dept-warrant Office950 California Ave
Spartanburg, SC 29303
Spartanburg County SheriffPO Box 771
Spartanburg, SC 29319
Spartanburg County SheriffPo Box 771
Spartanburg, SC 29304