Houston Homeowners Insurance Made Easy with Quick, Accurate Quotes!
Comparison Shop Home Insurance in Houston, TX from Multiple Carriers in Minutes
As a carrier-agnostic insurance agency, we don’t work for one insurance company; we work for you! When you input your address, we will search our bank of trusted carriers and find you the best policy possible to fit your needs within seconds.
How Much is Home Insurance in Houston, TX?
The average cost of homeowners insurance in Houston is about $2,247/year. The average TGS Insurance policy for Houston is $1,747, which means our customers are saving an average of $500 per year. In just a few minutes, you could be saving too!
How Much is Flood Insurance in Houston, TX?
The average cost of flood insurance in Texas is $634 per year through the National Flood Insurance Program (NFIP). On average, TGS Insurance customers in Houston pay $454 per year- that’s a total average savings of $180 per year! The average flood insurance policy takes 30 days to go into effect, and some policies won’t be written due to storms, so don’t delay and get your flood insurance policy in Houston, Texas, today.
What Does Houston Home Insurance Cover?
Houston homeowners insurance provides financial protection for your home and personal belongings from any weather-related or catastrophic events. A typical Houston homeowners insurance policy covers your home and any detached structures and personal belongings such as furniture, technology items, jewelry, and other valuables. Policies also include coverage for loss of use or your home and financial assistance should someone be injured on your property.
Additional Coverages for Your Houston Home Insurance Policy
Homeowners in Houston, TX, face unique weather-related challenges that need to be addressed in their homeowners policies. Contrary to popular belief, flood damage is not covered in the standard homeowners insurance policy. Unless it’s expressly excluded, most homeowners insurance policies will cover common perils, including theft, explosions, fire, vandalism, hailstorms, and windstorms.
Insurance Coverage for Hail Damage in Houston
Over the past 15 years, Houston, TX has recorded at least one significant hail storm per year. Damage to your roof and home could cost thousands of dollars, and often hail is not included as a typical peril of your policy.
THE TGS DIFFERENCE: We automatically write-in protection from hail as part of your standard Houston home insurance policy with a 2% hail/windstorm deductible that can easily be customized for you.
Insurance Coverage for Windstorm Damage in Houston
Houston is no stranger to windy events, and most homeowners will want to consider windstorm coverage in their homeowners insurance policy. Windstorm coverage will provide financial assistance should your home and/or personal belongings sustain damage due to a tornado, hurricane, tropical storm, or other named peril.
THE TGS DIFFERENCE: We automatically write-in protection from windstorms as part of your standard Houston homeowners insurance policy with a 2% windstorm/hail deductible. We can add or remove coverage based on your needs- its windstorm insurance easily customized for you!
Insurance Coverage for Flood Damage in Houston
Hurricane Harvey was a catastrophic event that showed every Houstonian one thing: Your home is vulnerable regardless of your location. In Houston, flood insurance can be anywhere between $400-$2,000 a year, depending on where you live. The average flood insurance policy in Houston can cost around $700 per year. The average TGS Insurance flood insurance policy is $518 per year. Homeowners in Houston, TX, can easily bundle their flood insurance with their homeowners insurance policy for maximum protection at a great price.
Houston Homeowners Insurance from Local Houstonians!
If you have additional questions or prefer to meet with an agent in person, come by our office in the Houston Energy Corridor!
Hours of Operation:
Monday: 7 AM–7 PM
Tuesday: 7 AM–7 PM
Wednesday: 7 AM–7 PM
Thursday: 7 AM–7 PM
Friday: 7 AM–7 PM