As winter melts away and flowers start to bloom, it’s time to tackle that spring home maintenance checklist. This seasonal refresh isn’t just about sprucing things up—it’s also your chance to protect your biggest investment and avoid costly surprises that could lead to an insurance claim. Let’s break down the essential to-dos for your spring home checkup, with a little extra insight into how each task can help safeguard your home and policy.
1. Inspect the Roof for Winter Damage
Why it matters: Your roof takes a beating all winter long. Ice, wind, and heavy snow can loosen shingles or create hidden leaks.
What to do:
- Look for missing or curling shingles.
- Check flashing around chimneys and skylights.
- Examine your attic for signs of moisture or daylight peeking through.
Insurance tip: Catching roof damage early can prevent water leaks that might not be covered under all homeowners insurance policies—especially if it’s considered a maintenance issue.
2. Clean and Seal Windows & Doors
Why it matters: Cracked caulking and weatherstripping let in moisture and bugs, and lead to higher energy bills.
What to do:
- Reseal or replace worn caulk and stripping.
- Wash your windows to remove grime and inspect for cracks.
- Check locks and latches for functionality.
Insurance tip: Drafty or unsecured windows could become a liability during storms—or worse, break-ins. Ensuring they’re sealed and secure helps reduce both risks.
3. Clear Gutters and Downspouts
Why it matters: Clogged gutters can send rainwater straight into your home’s foundation or basement.
What to do:
- Remove leaves, twigs, and debris.
- Ensure water flows freely and directs away from your house.
- Add extensions if needed to carry water farther out.
Insurance tip: Many homeowners policies don’t cover flood damage from poor maintenance. Keeping gutters clear is one of the easiest ways to avoid drainage disasters.
4. Trim Trees and Shrubs
Why it matters: Overgrown limbs can threaten your roof, siding, and power lines—especially in spring storms.
What to do:
- Prune dead branches.
- Cut back limbs hanging over your home.
- Remove any trees leaning or looking unstable.
Insurance tip: If a dead or neglected tree damages your property, your insurer may deny coverage based on neglect. Trimming is prevention—and protection.
5. Check Outdoor Systems: HVAC, Sprinklers & Grills
Why it matters: As temps rise, you’ll be relying on these systems again—and breakdowns can be expensive.
What to do:
- Have your AC serviced before peak season.
- Test sprinkler systems for leaks or broken heads.
- Clean and inspect your grill for gas leaks or corrosion.
Insurance tip: Fires from outdoor equipment or flooding from broken irrigation lines can be claim-worthy situations. Maintenance now can help you avoid that.
6. Deep Clean and Declutter Inside
Why it matters: Spring cleaning isn’t just about freshening up—it’s a smart time to identify risks like faulty wiring, old appliances, or stored flammables.
What to do:
- Wipe down baseboards, vents, and fan blades.
- Donate or discard unused items (hello, garage makeover!).
- Check fire extinguishers, smoke detectors, and carbon monoxide alarms.
Insurance tip: Clutter can pose fire and injury risks. Keeping your home tidy and safe makes you a better insurance risk—and can protect your family in an emergency.
7. Review Your Insurance Coverage
Why it matters: A lot can change over the winter. From new purchases to home upgrades, your policy should reflect your current needs.
What to do:
- Make a list of any valuables you’ve added.
- Check if you’ve made home improvements or repairs.
- Contact your agent for a quick policy review.
TGS Pro Tip: At TGS Insurance, we shop your policy across multiple carriers to help you get the right coverage at the best rate—especially when life changes. Spring is the perfect time to make sure you’re not over- or underinsured.
Ready to Tackle Your Spring Home Maintenance Checklist?
A little upkeep now can save you big headaches (and claim denials) down the road. From sealing windows to trimming trees, each task plays a role in preserving your home’s value and protecting your peace of mind.
And when it comes to making sure your insurance has your back through every season, TGS Insurance Agency is here to help. We make it easy to compare home insurance quotes and find coverage tailored to your home, your budget, and your life.
Get started today—because your home deserves spring cleaning and strong protection.