The National Oceanic and Atmospheric Administration (NOAA) has released its 2025 Atlantic hurricane season predictions, forecasting an above-normal season. For homeowners in hurricane-prone regions, understanding these predictions and preparing in advance is essential to protecting your home and family. At TGS Insurance, we’re committed to helping you secure the right coverage to face the season with confidence.
NOAA’s 2025 Hurricane Season Outlook
NOAA’s May 22, 2025, forecast indicates that the Atlantic hurricane season, running from June 1 to November 30, will likely be above normal. The agency predicts:
- 13–19 named storms with winds of 39 mph or higher.
- 6–10 hurricanes with winds of 74 mph or higher.
- 3–5 major hurricanes (Category 3 or higher) with winds of 111 mph or greater.
With a 70% chance of this range, 2025 is expected to be an active season. While not as intense as the record-breaking 2020 season, the forecast highlights the need for vigilance in areas vulnerable to tropical systems.
Why an Above-Average Season?
Several climate factors are contributing to this year’s active outlook:
- Neutral ENSO Conditions: The shift from La Niña to neutral El Niño-Southern Oscillation (ENSO) conditions reduces wind shear, enabling storms to form and intensify more easily.
- Warmer Atlantic Waters: Above-average sea surface temperatures in the Atlantic provide energy for tropical storms and hurricanes.
- Low Wind Shear: Weak vertical wind shear fosters conditions favorable for storm development.
- Active West African Monsoon: An enhanced monsoon season increases the potential for tropical waves to develop into storms.
These conditions signal heightened risk for coastal and inland communities in hurricane-prone regions.
How Homeowners Can Prepare
With an above-average hurricane season approaching, taking proactive steps can safeguard your home and loved ones. Here are key preparation tips:
- Review Your Insurance Coverage: Confirm that your homeowners insurance includes sufficient windstorm and flood protection. Many standard policies exclude flood damage, so consider adding a flood insurance policy through the National Flood Insurance Program (NFIP) or private insurers.
- Protect Your Property: Install storm shutters, reinforce windows, and secure outdoor items like furniture or grills. Inspect your roof for weaknesses and trim trees that could fall during a storm.
- Develop an Emergency Plan: Create a family evacuation plan with clear routes and a meeting point. Prepare an emergency kit with essentials like water, non-perishable food, flashlights, batteries, and medical supplies.
- Stay Informed: Keep up with updates from NOAA, the National Hurricane Center, and local authorities. Sign up for emergency alerts to stay informed about approaching storms.
The Importance of Insurance
Hurricanes can cause significant damage, from high winds to flooding, making comprehensive insurance coverage critical for recovery. At TGS Insurance, we specialize in finding home insurance policies tailored to the unique risks of hurricane-prone areas. Our team can help you compare quotes from top carriers to ensure you’re fully protected against storms and other hazards.
Prepare Now with TGS Insurance
Don’t wait for a storm to approach to get ready. The 2025 Atlantic hurricane season is expected to be active, and early preparation is key to peace of mind. Let TGS Insurance help you find the right coverage for hurricane season to protect your home and family.
Stay safe this hurricane season!