Does Credit Score Affect Home Insurance? If you’ve ever applied for home insurance and wondered why your credit score comes into play, you’re not alone. It’s one of those questions that might catch you off guard—after all, what does borrowing history have to do with insuring your home? Turns out, quite a bit. Let’s explore […]
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Unlocking a Smart Home Insurance Discount: How Your Gadgets Can Lower Your Premiums If you’ve recently dipped a toe into the world of smart home technology, you’re likely familiar with the benefits of convenience. From lights that respond to a voice command to cameras that monitor your front door and thermostats that “learn” your preferences, […]
Continue Reading...Homeowners Insurance Underwriting Questions: What to Expect When Getting a Quote So, you’re ready to take the plunge into homeowners insurance. Maybe you’ve just bought a new home, or maybe it’s time to revisit your current policy to make sure you’re covered in all the right places. Either way, there’s a step that often surprises […]
Continue Reading...5 Must-Know Tips for Comparing Home Insurance Quotes Choosing the right home insurance policy can sometimes feel like trying to find the perfect coffee order—it’s a delicate balance between what you need and what works best for your wallet. With so many options on the market, it’s easy to get lost in a sea of […]
Continue Reading...Top Reasons Your Home Insurance Premium Might Increase [2024] Owning a home is often a dream come true, but when that dreaded notice arrives in the mail—informing you that your home insurance premium has gone up—it can feel more like a nightmare. If you’re wondering why your premiums have spiked, you’re not alone. Homeowners frequently […]
Continue Reading...Captive vs Independent Insurance Agency: What’s the Difference? In order to understand the benefits of using an independent insurance agent, it’s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent. A captive agency is tied to one insurance carrier, which means these agents are biased to […]
Continue Reading...Who to List as a Named Insured on Your Homeowners Policy When your living situation changes, it’s important to make sure your insurance still makes sense. A big first step is confirming that you have the correct person or people listed on your homeowners policy! The most common practice is to match the home insurance […]
Continue Reading...A homeowners insurance quote is the estimate you’ll pay for a policy. Learn how to read your quote line by line with our handy guide!
Continue Reading...What is Homeowners Insurance Non Renewal? Receiving the news that you can’t just automatically renew your home insurance policy can be shocking and stressful. The good news is this: it doesn’t come completely out of nowhere. Unlike a policy cancellation, which can happen at any time, a non renewal can only occur at the end […]
Continue Reading...Additional Insured vs. Additional Interest Explained Additional insured and additional interest are two very different roles that a person can play as a part of your insurance policy. In short, an additional insured is covered by your insurance, while an additional interest is not. However, when you make policy updates, the insurance carrier will still […]
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