Unlocking a Smart Home Insurance Discount: How Your Gadgets Can Lower Your Premiums

Unlocking a Smart Home Insurance Discount: How Your Gadgets Can Lower Your Premiums If you’ve recently dipped a toe into the world of smart home technology, you’re likely familiar with the benefits of convenience. From lights that respond to a voice command to cameras that monitor your front door and thermostats that “learn” your preferences, […]

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Homeowners Insurance Underwriting Questions: What to Expect When Getting a Quote

Homeowners Insurance Underwriting Questions: What to Expect When Getting a Quote So, you’re ready to take the plunge into homeowners insurance. Maybe you’ve just bought a new home, or maybe it’s time to revisit your current policy to make sure you’re covered in all the right places. Either way, there’s a step that often surprises […]

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Benefits of an Independent Insurance Agent for Your Personal Insurance Needs

Captive vs Independent Insurance Agency: What’s the Difference? In order to understand the benefits of using an independent insurance agent, it’s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent.  A captive agency is tied to one insurance carrier, which means these agents are biased to […]

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Additional Insured vs. Additional Interest: Understanding Your Policy

Additional Insured vs. Additional Interest Explained Additional insured and additional interest are two very different roles that a person can play as a part of your insurance policy. In short, an additional insured is covered by your insurance, while an additional interest is not. However, when you make policy updates, the insurance carrier will still […]

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