Captive vs Independent Insurance Agency: What’s the Difference? In order to understand the benefits of using an independent insurance agent, it’s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent. A captive agency is tied to one insurance carrier, which means these agents are biased to […]
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After an accident or disaster strikes, you want to return your day-to-day life to normal as quickly as possible. This might be your first time filing an insurance claim, and you may wonder how the insurance claims process works. We asked our agents to break down four key elements of the insurance claims process you […]
Continue Reading...A covered peril is an event or circumstance your insurance policy protects you against. An example would be a fire breaking out at your home and your home insurance policy providing compensation as stipulated within your home insurance policy. The important thing to remember about perils is that they can be quite broad. They can […]
Continue Reading...Familiar policies such as auto, home, and flood insurance are there to protect you against the expected. But what about insurance you didn’t know existed? Have you ever thought about if you moved into a home infested with ghosts? I bet your homeowner’s insurance policy doesn’t cover paranormal activity. What if you made someone laugh so hard that they […]
Continue Reading...Insurance is there to help you make it out of unfavorable situations. It is a safety measure to help protect you and your loved ones during times of distress, and where you choose to enroll will make a big difference in that experience. Everyone wants the most coverage without overpaying, and when you are in […]
Continue Reading...June 1st marks the beginning of hurricane season and in Houston and its surrounding area, this means staying vigilant for potential storms for the foreseeable future. For homeowners looking to keep their home protected in case the worst was to come, this means understanding flood insurance and ensuring the things you need to be covered […]
Continue Reading...Drones are being utilized by the insurance industry to collect information to help process claims faster and more efficiently.
Continue Reading...Businesses are facing a new cyber threat no one had even thought of ten years ago. Naturally, cyber security is the best example of that. The phrase “cyber security” encompasses a whole host of issues. So, what’s the latest one that business owners should be aware of? Sextortion. What is the New Threat? Sextortion is […]
Continue Reading...Congratulations! You are one of 1.68 million couples tying the know this year! Getting married is an exciting life change, so exciting that it can be easy to forget about many of the mundane tasks that are so important for a newlywed couple to take care of. Of course, one of those tasks that almost […]
Continue Reading...If you asked your grandparents about insurance, they are likely going to talk about an industry that bears little resemblance to the insurance market we find ourselves dealing with today. Of course, the insurance landscape is always changing, but the continuous advancement in technology is changing the insurance industry faster than ever before. Don’t believe […]
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