Benefits of an Independent Insurance Agent for Your Personal Insurance Needs

Captive vs Independent Insurance Agency: What’s the Difference? In order to understand the benefits of using an independent insurance agent, it’s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent.  A captive agency is tied to one insurance carrier, which means these agents are biased to […]

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What is a Covered Peril?

A covered peril is an event or circumstance your insurance policy protects you against. An example would be a fire breaking out at your home and your home insurance policy providing compensation as stipulated within your home insurance policy. The important thing to remember about perils is that they can be quite broad. They can […]

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