How to Prevent Auto Theft | TGS Insurance Agency

How to Prevent Auto Theft

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Auto thefts are on the rise and there are simple things you can do to prevent auto theft and keep you and your vehicle safe.

According to the National Insurance Crime Bureau (NICB), there were 873,080 auto thefts in 2020, a 9.2% increase since 2019 which had 799,644 auto theft. Specifically in Texas, there were 77,489 stolen vehicles in 2019, which is the second-highest in the country.

With auto theft on the rise, thieves have become more experienced and advanced in using smart keys to steal cars and changing vehicle identification numbers to avoid being detected. But how do you avoid becoming a victim of auto theft? By being cautious about securing your vehicle as well as taking preventive measures. Below are nine protective tips you can do to help prevent your car from being stolen. 

9 Tips to Prevent Auto Theft

Lock Your Doors

Locking your doors may seem like common sense, but only some know how important it is. Every time you park your vehicle, whether at your home or in a parking lot, you should always lock your doors. When you lock your car doors, it prevents thieves from having easy access to your personal belongings. If you have a key fob that automatically locks all of your car doors, make sure you hear the beep before walking away. Making this a routine will help make your vehicle more secure in an effortless way.

Remove Keys From The Vehicle

You never want to leave any keys inside your car because it makes it easier for thieves to break in and quickly drive off. You also never want to leave your key in the ignition, even if you’re going inside the store to run a quick errand. A vehicle left running is an open invitation to steal it, especially if it’s unlocked and unattended.

Close All The Windows

Keep every window wholly closed, even your sunroof. An open window gives thieves easy access to either reach in and grab what they can or, even worse, open your vehicle from the inside and either steal more or take your car entirely. 

Never Leave Valuables in Your Vehicle

Those expensive sunglasses you leave on your dash tell thieves that you have other valuables inside your car. You never want to leave your purse, cell phone, laptop, or other high-priced items in visible places in your vehicle. If you must have a valuable thing with you, put them in your trunk before you get to your desired destination because some thieves scope out the parking lot searching for people who put items in their trunk.

Park in Well-Lit Areas

You never want to park in areas that don’t have good lighting or where it’s hard to see. You always want to park in places with good visibility and foot traffic. Thieves tend to avoid areas like this because it’s easier for them to break in somewhere that is dark and secluded. 

Install an Audible Alarm and Anti-Theft Devices

If your car doesn’t already have one, installing an audible alarm will make a loud noise, typically your vehicle’s horn, if someone attempts to break in. The unbearable noise attracts unwanted attention and will normally scare off thieves. There are different types of alarms, but you may need a mechanic to help install the alarm.

Anti-theft devices, such as a window etching, flashing lights alarm system, or a steering wheel lock, may be enough to avert car thieves. The idea is to make a thief think twice before breaking into your car because if they aren’t sure they can get in and out quickly, they’ll likely avoid breaking in altogether.  

Install a Vehicle Immobilizer System

Sometimes car thieves can start your ignition by hotwiring your car, but this can be prevented by having an immobilizer system. They typically have smart keys, kill switches, and wireless ignition authentication. The purpose of these devices is that they will disable your vehicle so that a thief cannot take off with it. 

Install a Tracking System

Consider installing a tracking device on your vehicle to help police locate it faster should it be stolen. Check out these five GPS vehicle trackers from DriveWise to help you keep your car safe for less than $100

Be Vigilant

You must be aware of your surroundings when you pull into a parking lot. Suppose you are suspicious of someone loitering around the parking lot or unsure of your vehicle’s safety. In that case, it’s best to find somewhere else to park. Also, lock your doors and windows before leaving your car alone.

How to Prevent Catalytic Converter Theft

Theft for catalytic converters is on the rise, so it was necessary to address this subject in its section! Texas is second in the nation for the highest number of catalytic converter thefts, just narrowly trailing California. Catalytic converters are a hot item for thieves because they offer precious metals that can sell for $300 to $1,500 a pop. And they may want more from your vehicle if that price tag wasn’t alluring enough. In that case, catalytic converters are easy to remove, and there are no tracking systems, so it’s making money with little risk is easy. (As long as they don’t catch you.)

Steps to Prevent Catalytic Converter Theft

There are a few things you can do to prevent catalytic converter theft:

  1. Know if your car is a target. According to CarFax, these are the top vehicles that have their catalytic converters stolen:
    1. 1985-2021 Ford F-Series
    2. 1989-2020 Honda Accord
    3. 2007-17 Jeep Patriot
    4. 1990-2022 Ford Econoline
    5. 1999-2021 Chevrolet Silverado
    6. 2005-21 Chevrolet Equinox
    7. 1997-2020 Honda CR-V
    8. 1987-2019 Toyota Camry
    9. 2011-17 Chrysler 200
    10. 2001-21 Toyota Prius
  2. Install an anti-theft device. An anti-theft device can start at $30, with some running a few hundred dollars, depending on how sophisticated you want to get. Check out this list here.
  3. Paint your catalytic converter. Painting it may deter some buyers, and your local police department may offer a program for painting.
  4. Etch your license plate or VIN onto your catalytic converter. This may help alert a dealer that it is a stolen converter.
  5. Park in well-lit areas or a garage when possible. If you have to park outside or in your driveway, consider installing motion-censored lights to deter thieves.

You could be in trouble if you find yourself a victim of catalytic converter theft. Your auto insurance policy will cover you in this event only if you have comprehensive coverage. The cost to replace a catalytic converter can range from $500 to $3,000, so if you’re carrying a liability-only auto policy, you could be out quite a bit to replace the stolen items. The average cost of comprehensive coverage is $250 to $300 per year, so talk to your insurance agent about adding this coverage to your policy to keep you protected.

What To Do If Your Vehicle is Stolen

If you become a victim of auto theft, you need to contact the police immediately and provide them with the following information:

  • The make, model, year, and color of your vehicle
  • Vehicle Identification Number (VIN)
  • License plate number

You also want to contact your insurance provider as soon as possible to make them aware of your stolen vehicle. At TGS Insurance, we can help connect you with your insurance provider and give you our expertise on what to do in a situation like this. Although we can’t file the claim for you, we can be a quick, reliable resource to help make this difficult situation more manageable. 

If you need more auto insurance coverage or want to look into a new policy, our agents can help. From our bank of over 35 highly-rated providers, we will find you a policy that fits your specific coverage needs and budget. Our customer service team will handle the enrollment process from start to finish so you can have a hassle-free buying experience. We are the insurance experts, so you don’t have to be. Shopping for insurance can be so simple with TGS Insurance Agency

Source: Allstate