Buying your first home can be a whirlwind experience. The excitement of accomplishing a huge milestone in your life can sometimes be diluted by feeling overwhelmed. The unfamiliar and seemingly endless to-dos that now lay before you. We have compiled a list of common insurance FAQs for first time home buyers. While it might not […]
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In 2018, the Bureau of Labor Statistics stated 29% of workers could work at home in their primary job. 25% worked at home at least occasionally. However, in 2020 the coronavirus pandemic changed those stats drastically. When the entire world was forced to work from home and adapt to the new normal workday. Businesses from […]
Continue Reading...Having the right home insurance coverage can protect you when you are facing a range of unpleasant situations. In the insurance industry, we call these perils. Each peril can bring devastating results to your home, property, and life. Home insurance is the first step in protecting your home. But, just as important is making sure […]
Continue Reading...Your homeowners insurance policy is there to protect one of your most important investments should disaster strike. Protecting your home can come in many forms, with various insurance policies protecting you in different ways. Understanding how your insurance policy will cover you and help you stay covered and avoid gaps. Take a closer look at […]
Continue Reading...As a homeowner, spending time in your backyard can be wonderfully relaxing and a great way to unwind with friends and family. But what you may not realize is your trampoline, pool, or children’s playground could be a major liability for you. Though these activities can be fun for kids, they can also lead to […]
Continue Reading...HO2 and HO5 policies work to provide you with peace of mind by covering your home and personal items, but how they protect and what they protect isn’t the same. Understanding the difference will help you find the right coverage to avoid gaps in coverage and mitigate unwelcome surprises. HO2 Insurance Policy Explained The HO2 […]
Continue Reading...Hurricanes can be devastating and lead to some serious damage. Whether your home didn’t survive the storm like you hoped it would, or you just had some minor losses, we have some tips for filing a home insurance claim for windstorm damage. We are here to help you in a stressful time, so here’s how […]
Continue Reading...A vacation home is a great place to escape the day-to-day norm, whether it be home on the beach, lake, or in the mountains. As with any home, you’ll need to purchase a homeowner’s insurance policy, and there are a few important things to consider about insuring a vacation home. Is It More Expensive To […]
Continue Reading...HO3 and HO5 are both nationally standardized forms of homeowners insurance policies but which one is the right one for you? To help you decide which is the better fit, we will look at both options and then break down the difference between HO3 and HO5 homeowners insurance policies. HO3 Insurance Coverage Explained An HO3 […]
Continue Reading...It’s happened. Your home has been damaged or robbed, and now it’s time to make a claim with your insurance provider. Understanding how your homeowners insurance coverage will work during a time of crisis is imperative to reducing stress and rebuilding after facing an unfavorable life event. How your insurance provider calculates your loss and […]
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