Searching for homeowners insurance can be a daunting task. There are plenty of companies out there and making sure you get not only the right coverages for your home but everything for the best price is no easy feat. But TGS Insurance is here to help. We pride ourselves on being a resource for our clients and assisting newcomers alike. But we bring more than just a homeowners insurance policy to the table. When you enroll with us, you get peace of mind knowing that you are not only covered but are ready for whatever life throws your way all for the lowest price available. The average homeowner saves $870 a year when switching to us, take a closer look at how we do it and what other benefits you’ll receive when you enroll with our agency.
Save Time and Money With TGS Insurance
One of the most obvious benefits we offer is the opportunity to save money. There are a lot of insurance companies that make this claim, however, we can prove it. Beyond our 14,000 and growing customer base that saves almost $900 a year on their homeowners insurance company, our tried and true method works for you! We’ve even got over 1,500 verified reviews on TrustPilot to show that we deliver on our promise.
To find the best homeowners insurance option for your home you would need to sift through multiple carriers, compare their rates, identify the coverages they offer than you need to stay protected, and then determine which brand is right for you. Alternatively, you could go to a singular brand and sign up with whichever coverage they recommend. We do things a bit differently here.
Through the relationships we have built with more than 35 A-rated (or better) insurance brands, we are capable of comparison shopping for your home insurance coverage. Because we work with so many top-rated brands, we can find you a great home insurance policy in no time at the best available rate in the market. Different homes have different specifics and needs and each insurance brand weighs the risks of insuring your home differently as well. Overall, your monthly premium is determined by the perceived risk by your insurance carrier and because there are so many variables to calculating these risks, there can be vast differences in the price you’ll pay. By comparison shopping, we can present to you the best price without cutting your coverage every time!
Keep Your Coverage Without Rate Increases Year After Year
Helping our customers save on their home insurance policies is one thing, but keeping them saving year after year is another. TGS Insurance provides you with a dedicated agent that is not only here to ensure you have a smooth enrollment but will also be there for you down the line. Year after year, if you are facing a rate increase for your homeowners insurance, a common occurrence within the industry, your agent will revisit your policy, comparison shop all over again, and find you the lowest rate on the market without cutting your coverage or find something with even more coverage.
TGS Insurance Provides a Personalized Approach to Your Coverage
The resources available to our clients are unlike any other. Different insurance brands offer different coverage options and with a singular brand approach, you may be left without all the coverage options you need. Similarly, if you are overinsured, you could be paying for coverages you may never need and wasting money. TGS Insurance assesses the needs of each of our clients to provide a customized home insurance policy crafted to fit your specific needs. We also offer unique coverage options not found everywhere else:
- Windstorm/hail coverage comes automatically with our home insurance policies offered with a 2% deductible for our clients.
- Sewer backup and sump pump failure are not covered by your home insurance. Luckily, water backup coverage is a unique and inexpensive add-on that can protect your home from these costly events. $25-$50 a year can provide your home with coverages starting at $5,000.
- As we’ve seen in recent years, floods are a devastating event no matter how safe you might think you are. With TGS Insurance, you can shop among private and government-issued flood insurance policies to keep you protected during these extreme weather events. Our average customer pays about $528 per year for flood insurance.
These are just a few of the most popular examples of how we work with homeowners to provide a custom approach to your protection. Here at TGS Insurance, we craft policies with you in mind.
Bundle Your Home and Auto Insurance Policies for More Savings
Comparison shopping is an amazing tool when it comes to finding the lowest rates available, but if you want to see even further discounts, bundling your homeowners insurance policy with an auto policy or umbrella policy can help you not only receive better rates but also better coverage in more ways than one. We build bundles for our customers that can provide peace of mind from the protection they offer all while saving you money each month.
Get a Homeowners Insurance Quote in Seconds
Want to see how much money TGS Insurance can save you? With only your address and a few seconds of your time, we can produce an accurate, customized home insurance quote for your home. Click here and see how much you can save on your home insurance policy.
After creating your quote, our agents can customize it further with just a bit more information to craft coverage that is personal to you and your home. We help homeowners across the state of Texas every day and win business due to our high standards of customer service and our ability to save homeowners money. Contact us and see the different TGS Insurance can bring to your home insurance coverage today!