What is a Covered Peril?

A covered peril is an event or circumstance that your insurance policy protects you against. An example would be a fire breaking out at your home and your home insurance policy providing compensation as stipulated within your home insurance policy. The important thing to remember about perils is that they can be quite broad. They […]

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10 Safety Tips for Holiday Lights

Autumn is the start of the holiday season, which means Halloween, Thanksgiving, and Christmas are just around the corner. At this time of the year, people begin to decorate their homes with festive decorations to really embrace the holiday spirit. Unfortunately, the glowing bright lights and decor can lead to potential risks in your home. […]

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Understanding Your Homeowners Insurance Policy

Your home is one of the most important investments you’ll ever make and while it’s important to insure it properly, it’s imperative that you understand your homeowners insurance policy as well. Nationwide reports that some homes are underinsured as much as 60% leaving homeowners with a majority of the financial responsibility should a disaster happen.  […]

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