The pain of having your home insurance rates rise is never welcomed even if it becomes routine. In 2017 and 2016, studies show that most homeowners experienced a 1.6% increase in their homeowners insurance premiums. A 1.6% rise may not seem like a lot, but when coupled with all of the other expenses that surround […]
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As we gear up for the fall season, there is maintenance you can do around your home to help avoid a liability insurance claim. There are a few claims that increase in the fall, and it’s important to take these precautions to protect the well-being of your home and your financial assets. Below are five […]
Continue Reading...Seasons come and go throughout the year but as they change, insurance carriers tend to see the rise and fall of various claims depending on the season we are in. Fall is here and with it are new trends in insurance which means a rise in particular claims. Sometimes, things just happen and there is […]
Continue Reading...A covered peril is an event or circumstance that your insurance policy protects you against. An example would be a fire breaking out at your home and your home insurance policy providing compensation as stipulated within your home insurance policy. The important thing to remember about perils is that they can be quite broad. They […]
Continue Reading...Protecting your home is important and the right home insurance policy is the foundation for keeping it secure. The Woodlands, Texas is a wonderful place to live and grow but as beautiful as this city is, it too faces its own set of perils. While having a home insurance policy is important, knowing the type […]
Continue Reading...As we start to carve pumpkins and figure out what we want to be for Halloween, it’s important to remember that this spooky holiday will be very different. With the ongoing coronavirus pandemic changing the world around us, we have had to adapt to new normals and change the way we’ve typically done social interactions. […]
Continue Reading...Autumn is the start of the holiday season, which means Halloween, Thanksgiving, and Christmas are just around the corner. At this time of the year, people begin to decorate their homes with festive decorations to really embrace the holiday spirit. Unfortunately, the glowing bright lights and decor can lead to potential risks in your home. […]
Continue Reading...Your home is one of the most important investments you’ll ever make and while it’s important to insure it properly, it’s imperative that you understand your homeowners insurance policy as well. Nationwide reports that some homes are underinsured as much as 60% leaving homeowners with a majority of the financial responsibility should a disaster happen. […]
Continue Reading...Houston, Texas is a beautiful city filled with world-class restaurants, a blend of cultures from around the world, nightlife, attractions, enterprise, and so much more, including the traffic that comes with a metro area population of around 7 million! It is impossible to go a day without seeing an auto accident either on the road […]
Continue Reading...Water backup accidents can be a nightmare for homeowners and a costly mess to clean up. Water backup damage usually happens when a gutter, drain, or sewer backs up or when a sump pump stops working, leading water into your home. Homeowners can’t sit idly by on these types of problems and time is of […]
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