Homeowners Insurance Provides Limited Boat Coverage Homeowners insurance typically only covers small vessels, like canoes, kayaks, or small power boats with less than 25 horsepower. According to the National Association of Insurance Commissioners, the personal property limits for physical damage to small boats is very limited, usually only $1500. Your homeowners insurance may cover some […]
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Living in Texas comes with unpredictable rainstorms that sometimes have a high probability of flooding your home. Heavy rain can happen frequently in the Lonestar state, which is why it’s crucial to know what to do and how to protect yourself and your home when the weather gets serious. Below is a list of […]
Continue Reading...The ushering in of summer brings the Gulf Coast plenty of opportunities for recreation and relaxation. Boating is a wonderful example of these activities, but with storm season upon us, preparing your boat for a hurricane is a necessity. Boaters have unique challenges to overcome when storms approach. With damages to over 60,000 boats and […]
Continue Reading...June 1st marks the beginning of hurricane season and in Houston and its surrounding area, this means staying vigilant for potential storms for the foreseeable future. For homeowners looking to keep their home protected in case the worst was to come, this means understanding flood insurance and ensuring the things you need to be […]
Continue Reading...Let’s make one thing clear, Houston knows a thing or two about preparing for hurricanes. We’ve seen their unbridled power and the wreath of destruction that lays in their wake once they have moved on. We have rebuilt and collaborated when we were down and if history is any indication, we will do so […]
Continue Reading...Stay organized and ready for whatever may come your way with TGS Insurance’s comprehensive hurricane checklists. Summer often brings a variety of fun activities, especially for coastal cities; however, for Americans living on the coasts, particularly the East Coast and the Gulf Coast regions, summer also means we must prepare for storms. From minor tropical […]
Continue Reading...There are many headaches that hurricane season can bring but one of the biggest is the prevalent threat of flooding. Floods are life-threatening, city-altering, property-destroying events that when unprepared for, can be beyond devastating. Purchasing the right flood insurance policy to fit your needs and having coverage on your auto policy are great ways to […]
Continue Reading...Insurance can be a difficult subject for many homeowners and owners of automobiles. There are a lot of different companies with various policies and everyone’s situation is unique to themselves due to a variety of personal factors such as what is insured, the age of what is needed to be insured, the location of your […]
Continue Reading...It’s officially hurricane season and COVID-19 cases continue to rise. A massive hurricane heads towards suburbia as it grapples with a life-threatening virus that continues to plague society. No, it’s not the making of some Hollywood blockbuster thriller, it’s a reality millions of Americans may find themselves facing over the next few months. It’s […]
Continue Reading...When one thinks of their home flooding, it’s most often associated with a catastrophic hurricane or torrential rain, but it can come from pipes bursting or sewer back-up as well. Regardless of how it happened, you need to know what to do after your home floods. Knowing what to do will help you alleviate excess […]
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