Instant Corpus Christi Car Insurance Quotes | TGS Insurance Agency

The Best Auto Insurance Quotes in Texas

Call Now And Save Big!

CALL 1-866-871-6196
Allstate logo Branch logo Commonwealth logo Elephant logo Encompass logo Foremost logo Gainsco logo Hallmark logo Infinity a Kemper Company logo Kemper Auto logo Kemper Personal Insurance logo Lemonade logo Mercury logo Nationwide logo Progressive logo Safeco logo State Auto logo Travelers logo
TGS Insurance  »  Auto Insurance  »  

Corpus Christi

Corpus Christi Car Insurance

Corpus Christi, Texas, is home to 326,590 Texans as of 2020, according to the US Census. This is a 7% increase from 2010. With the growing population leading to increasingly congested roads and almost a 20-minute daily commute time, keeping safe on the roads is essential. Texas requires Corpus Christi car insurance, but understanding your policy and ensuring you have adequate coverage is a personal responsibility that protects you and your assets financially.

What Types of Auto Insurance are There in Corpus Christi?

Most basic car insurance policies consist of 6 different coverage types; however, except for state requirements, you can opt in or out of the coverages to create a policy that best suits your needs. In Texas, the state requires that you have $30,000 in bodily injury liability coverage for each person in an accident, $60,000 in bodily injury liability coverage for each accident, and $25,000 for property damage per accident; this is often referred to as 30/60/25. The other main coverages on most standard auto policies include:

Type of CoverageDescription
Property Damage LiabilityPays for the damage you may cause to someone else’s property.
Bodily Injury LiabilityHelps you cover the cost of injuries of others involved in an accident you caused.
CollisionPays for the damage to your car from a collision with another car or object.
Personal Injury ProtectionPays for treating injuries to you or the passengers of your car.
ComprehensiveReimburses you for loss due to theft or damage caused by something else other than a collision.
Uninsured and Underinsured Motorist CoverageReimburse you if you are hit by a driver who is either completely uninsured or does not have enough coverage to pay for the damages they caused.

What is the Cost of Car Insurance in Corpus Christi?

The average cost of full coverage car insurance in Corpus Christi is $1,068.41 per year among TGS Insurance Agency customers. It is important to note that many factors determine the price of your premium. While many people know that insurers factor in the car they drive, their own driving record, and the coverages they select, some may be surprised to hear that factors such as gender, credit history, and marital status are also considered.

How Does Location Affect Car Insurance Rates in Corpus Christi?

Similar to homeowners insurance, location is an important factor in determining your auto insurance rates in Corpus Christi. If your neighborhood has a higher rate of theft than the neighborhood a few blocks down, your rates will be higher. If there is a higher than the average number of uninsured motorists in your area, your rates will be higher. If auto insurance companies identify anything in your area that might make your vehicle riskier to insure, you will see that reflected in your premium. Likewise, there are things you can do like parking your car in a garage or covered area versus the street that can help reduce your premium. Because carriers get so granular with their risks evaluations, rates can vary greatly- even within the same city. Below is a breakdown of the average premium for auto insurance around Corpus Christi:

Bar Chart of Corpus Christi, TX Average annual Auto Insurance Premium by zip code

Corpus Christi Auto Insurance Rates by Company

Choosing your car insurance provider is about more than just the price, even though we know the cost is certainly a factor. Because each provider is in charge of setting their own rates, the same coverage can vary between carriers. The top carrier in Corpus Christi is Progressive. TGS customers in Corpus Christi pay an average of $1,050.22 when insured with Progressive. Looking at the numbers, an overwhelming number of people in your area have chosen Progressive over our next most popular carrier, Safeco. The average premium for Safeco is $1,186.24 for TGS Insurance customers. Here is a breakdown of the different carriers used in Corpus Christi.

Bar chart of Corpus Christi auto insurance premiums by carrier where Progressive is the cheapest option in Corpus Christi.

Finding Affordable Corpus Christi Auto Insurance Is Easier Than You Think.

Looking for car insurance can be tedious, boring, and overwhelming… you name it, we’ve heard it. And we agree! That’s why TGS Insurance Agency is dedicated to doing the heavy lifting for you, instantly comparing quotes from 35+ A-rated (or better) carriers to find you the best possible price in your area without compromising coverage. We can provide you with your initial quote within 15 seconds with just your name and address. From there, if you would like to customize your policy, any of our dedicated independent agents are ready to work for you to create a policy that covers everything you need. We shop. You Save. Yes, it really is that easy.


Every driver is unique. Insurance premium costs are impacted by several factors; therefore, we recommend obtaining an individualized quote to find your rates. Our data is representative of quality, publicly sourced, and internal data, but should not be deciphered as bindable.