What Does a Home Warranty Cover? Your home warranty will cover repairs and the replacement costs associated with the breakdown of various household appliances. This may include your refrigerator, dishwasher, air conditioning unit, and many others depending on your plan. While your homeowners insurance may protect many things in your home depending on your policy, […]
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Creating a home inventory list of your hard-earned possessions will save you headaches and complications in the event of a tragedy. Here at TGS Insurance, we hope homeowners never face a devastating fire or any other weather-related event that would cause severe damage to their homes or property. Still, we understand the importance of staying […]
Continue Reading...Your car insurance rates can rise drastically should you cause an accident depending on where you live, and in the state of Texas, this could mean hundreds, even thousands of dollars more a year. According to NerdWallet, Texans can experience a 51% increase in their monthly car insurance rate after an accident. Your carrier will […]
Continue Reading...With serene views, peaceful vibes, and a wonderful blend of residents, Clear Lake truly has it all. It’s no wonder that the thriving community has over 17,000 homes! Your home can go through a lot when it comes to unfavorable conditions and these conditions, or perils as they are known in the insurance industry can […]
Continue Reading...Sugar Land, Texas, is a vibrant community that offers its residents many amenities filled with wonderful neighbors. This is what makes it such an ideal place for people to purchase a home and build a life here. Home insurance helps protect that life by protecting your home, property, and those inside your home. There are […]
Continue Reading...As we gear up for the fall season, there is maintenance you can do around your home to help avoid a liability insurance claim. There are a few claims that increase in the fall, and it’s important to take these precautions to protect the well-being of your home and your financial assets. Below are five […]
Continue Reading...Seasons come and go throughout the year but as they change, insurance carriers tend to see the rise and fall of various claims depending on the season we are in. Fall is here and with it are new trends in insurance which means a rise in particular claims. Sometimes, things just happen and there is […]
Continue Reading...A covered peril is an event or circumstance your insurance policy protects you against. An example would be a fire breaking out at your home and your home insurance policy providing compensation as stipulated within your home insurance policy. The important thing to remember about perils is that they can be quite broad. They can […]
Continue Reading...Protecting your home is important and the right home insurance policy is the foundation for keeping it secure. The Woodlands, Texas is a wonderful place to live and grow but as beautiful as this city is, it too faces its own set of perils. While having a home insurance policy is important, knowing the type […]
Continue Reading...Your home is one of the most important investments you’ll ever make. While it’s important to insure it properly, it’s imperative that you understand your homeowners insurance policy as well. Nationwide reports that some homes are underinsured as much as 60%, leaving homeowners with most of the financial responsibility should a disaster happen. One of […]
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