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TGS Blog

From Our Agents: What to Know About the Claims Process

Posted on March 3, 2021June 20, 2023 by Lisa Totino

After an accident or disaster strikes, you want to return your day-to-day life to normal as quickly as possible. This might be your first time filing an insurance claim, and you may wonder how the insurance claims process works. We asked our agents to break down four key elements of the insurance claims process you […]

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Women Pay More For Car Insurance Than Men

Posted on February 25, 2021June 13, 2023 by Lisa Totino

For years it has been a fairly widespread belief that men pay more for their car insurance than women. As it turns out, this is true up to a point. However, recent studies found that the opposite is true for adults ages 25 and up. That’s right, women over the age of 25 tend to […]

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Home Insurance Claims Guide: How To File & What To Expect

Posted on February 17, 2021January 30, 2023 by Lisa Totino

Having to file homeowners insurance claims can be an intimidating and complicated process. Homeowners need to protect their homes. If you have to file a claim, you need to understand how to submit, and what comes with the process. Your homeowners insurance covers a variety of perils that can require a claim should you suffer […]

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How to File a Home Insurance Claim with TGS Insurance

Posted on February 17, 2021October 28, 2022 by Lisa Totino

During these unprecedented times, we want to help our clients as much as possible. We’ve compiled a few helpful links and bits of information to help make everything a bit easier to navigate. File a Claim Directly Through Your Insurance Carrier Claims Contact Information By Carrier Contact Us to Have the TGS Insurance Team Help […]

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What Affects My Home Insurance Rates?

Posted on February 12, 2021July 15, 2022 by Lisa Totino

No two home insurance policies are the same, because no two homes are the same. Your home insurance policy is specifically curated for you as the homeowner and of course, your house! Insurance carriers look at several different factors when determining your policy premium, things such as your home’s location, claims history, rating, the cost […]

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Does Your Roof Type Impact Your Home Insurance Rates?

Posted on February 10, 2021September 23, 2022 by Lisa Totino

Your home is your haven and is meant to protect you from the outside world. Your roof takes the brunt of all Mother Nature’s elements from the harsh summer suns, to cold snowy and icy winters, and every raindrop or hail storm in between. Keeping your roof in good condition is not only crucial for […]

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What Do I Need to Know About Adding A Teen Driver to Insurance?

Posted on February 5, 2021January 20, 2023 by Lisa Totino

We’ve all heard the funny quips and jokes about new teen drivers being on the roads when they first get their licenses. For your son or daughter, it’s a liberating time full of the freedom they’ve wanted. But, it can be a mix of excitement and terror for you. At TGS Insurance, we want to […]

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How Does Car Mileage Affect Car Insurance Rates?

Posted on January 26, 2021October 28, 2022 by Lisa Totino

The ongoing COVID-19 pandemic has changed our lives for the better part of a year, with a lot of Americans staying home more, working from home, and traveling less- all resulting in a lot less driving. The good news is you might see (or already have seen) a decrease in your auto insurance premium! Typically, […]

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Does Auto Insurance Cover Rental Cars?

Posted on January 20, 2021February 3, 2023 by Lisa Totino

Your auto insurance covers rental cars. However, to what extent will depend on the coverage option you choose. Standard auto insurance policies come with liability coverage. This allows motorists to add protections such as comprehensive and collision coverages. Even then, every policy and insurance carrier is different. You may have coverage for much less than […]

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Top 6 Fire Risks in Your Home

Posted on January 8, 2021October 28, 2022 by Lisa Totino

Learn about the potential fire risks in your home and ways you can prevent your home from being damaged by fire.

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