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Category: Homeowners Insurance Resources

Homeowners Insurance FAQs for First Time Home Buyers

Posted on September 21, 2020June 21, 2023 by Lisa Totino

Buying your first home can be a whirlwind experience. The excitement of accomplishing a huge milestone in your life can sometimes be diluted by feeling overwhelmed. The unfamiliar and seemingly endless to-dos that now lay before you. We have compiled a list of common insurance FAQs for first time home buyers. While it might not […]

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Working From Home and Home Insurance: What You Need To Know

Posted on September 18, 2020June 7, 2023 by Lisa Totino

In 2018, the Bureau of Labor Statistics stated 29% of workers could work at home in their primary job. 25% worked at home at least occasionally. However, in 2020 the coronavirus pandemic changed those stats drastically. When the entire world was forced to work from home and adapt to the new normal workday.  Businesses from […]

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5 Most Common Houston Insurance Claims for Homeowners

Posted on September 17, 2020May 26, 2023 by Lisa Totino

Having the right home insurance coverage can protect you when you are facing a range of unpleasant situations. In the insurance industry, we call these perils. Each peril can bring devastating results to your home, property, and life. Home insurance is the first step in protecting your home. But, just as important is making sure […]

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5 Events Your Homeowners Insurance Won’t Cover

Posted on September 11, 2020June 15, 2023 by Lisa Totino

Your homeowners insurance policy is there to protect one of your most important investments should disaster strike. Protecting your home can come in many forms, with various insurance policies protecting you in different ways. Understanding how your insurance policy will cover you and help you stay covered and avoid gaps. Take a closer look at […]

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The 3 Most Common Backyard Liabilities

Posted on September 2, 2020July 15, 2022 by Lisa Totino

As a homeowner, spending time in your backyard can be wonderfully relaxing and a great way to unwind with friends and family. But what you may not realize is your trampoline, pool, or children’s playground could be a major liability for you. Though these activities can be fun for kids, they can also lead to […]

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What Is the Difference Between HO2 and HO5 Homeowners Policies?

Posted on August 26, 2020January 5, 2023 by Lisa Totino

HO2 and HO5 policies work to provide you with peace of mind by covering your home and personal items, but how they protect and what they protect isn’t the same. Understanding the difference will help you find the right coverage to avoid gaps in coverage and mitigate unwelcome surprises. HO2 Insurance Policy Explained The HO2 […]

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Tips for Filing A Home Insurance Claim

Posted on August 26, 2020January 9, 2023 by Lisa Totino

Hurricanes can be devastating and lead to some serious damage. Whether your home didn’t survive the storm like you hoped it would, or you just had some minor losses, we have some tips for filing a home insurance claim for windstorm damage. We are here to help you in a stressful time, so here’s how […]

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Everything You Need To Know About Insuring A Vacation Home

Posted on August 14, 2020November 14, 2022 by Lisa Totino

A vacation home is a great place to escape the day-to-day norm, whether it be home on the beach, lake, or in the mountains. As with any home, you’ll need to purchase a homeowner’s insurance policy, and there are a few important things to consider about insuring a vacation home. Is It More Expensive To […]

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What Is the Difference Between HO3 and HO5 Homeowners Policies?

Posted on August 7, 2020August 12, 2022 by Lisa Totino

HO3 and HO5 are both nationally standardized forms of homeowners insurance policies but which one is the right one for you? To help you decide which is the better fit, we will look at both options and then break down the difference between HO3 and HO5 homeowners insurance policies.  HO3 Insurance Coverage Explained An HO3 […]

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Are Online Insurance Quotes Accurate?

Posted on July 21, 2020August 12, 2026 by Lisa Totino

Technology has upgraded our lives in many ways, and shopping for home insurance is no exception. Gone are the days of visiting various insurance offices in strip malls to find the best deal. Most of us can shop for insurance quotes online now with just a few clicks. Even with technology at our fingertips, shopping […]

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TGS Insurance Agency

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