Renters and homeowners insurance offers its policyholders a lot of the same benefits, but with minor differences in cost and coverage.
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Renting is a challenge. Some of the things you own won’t fit into your new rental property, but you don’t want to get rid of them. So, what do you do? You can rent a storage unit! But what if something happens to your belongings there? Does renters insurance cover storage units? The answer is […]
Continue Reading...So you’ve got a new apartment–congratulations! Like many first-time (and non-rookie!) renters, you’ve decided to save money and signed a lease with a roommate. It turns out the landlord for the building you’ve chosen to live in requires renters insurance. Can you share renters insurance with roommates? Should you? After all, you already signed the […]
Continue Reading...What is HO-14 Insurance? The Insurance Service Office (ISO) released several updates to homeowner insurance policy forms in May 2022, including a new renters insurance form called HO-14. This new form and endorsements give renters more comprehensive coverage than the former HO-4 insurance. How is HO-14 Insurance Different From HO-4 Insurance? There are two main […]
Continue Reading...For anyone going to college, living on your own or with friends is a key part of the experience for all. Often renters insurance is overlooked when thinking of all the things you need for school, such as a laptop, furniture, and other necessities. Still, it’s essential for protecting your personal possessions. Some college students […]
Continue Reading...The standard renters insurance policy protects some types of water damage to your personal property, but it doesn’t protect against flood damage due to weather systems. For example, water damage that is accidental or sudden may be covered under renter insurance, but water damage that was caused by flooding from a hurricane would not be […]
Continue Reading...Whether you’ve always rented your home or are a first-time renter, determining how much renters insurance you need can be a bit daunting. Like most people, renters want the cheapest rate available with basic coverages. But, there are a few important things to consider when determining how much coverage you should get, including the financial […]
Continue Reading...People who rent their homes often wonder, do I need renters insurance with pet coverage? Short answer? Yes, you do. Read more to know why.
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