With the endless amounts of technology available to us, why not invest in something that will save your home, belongings, and wallet from damage? Smart water leak detectors are a great IoT addition to your home to help avoid paying out-of-pocket for burst pipes and flooding. What is IoT? The term IoT, or the Internet […]
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Insurance policies cover you in the event of a “peril,” which is something that causes or can cause a loss. Events that constitute perils vary from policy to policy. So what is open peril vs. named peril coverage? Coverage for “open perils” means you are possibly covered in the event of any peril unless it has […]
Continue Reading...What is an Auto Insurance Deductible? A car insurance deductible is the amount you’ll be held responsible for paying out of pocket for an accident before your insurance company will pay anything. Your deductible is subtracted from the estimated insured damage amount that you file a claim for; what you are left with is the […]
Continue Reading...Having a pool is a necessity in the grueling heat of Texas summer and the perfect way to stay cool. You can relax on a float, work out with some laps or play games! However, it can be a liability, especially when insurance is involved. Known as an attractive nuisance in insurance, getting coverage for […]
Continue Reading...When we think of July Fourth, we often think of enjoying a day off from work with pool parties, barbecues, and fireworks. While the day is often filled with laughter and celebration, it’s also typically one of the year’s busiest days for fires. According to the National Fire Protection Association, fireworks start an average of 18,500 […]
Continue Reading...As frustrating as hitting a pothole can be, they’re a common occurrence for all drivers despite our best efforts to not hit one. Learn more about how auto insurance works to protect you against potholes.
Continue Reading...With several different types of homeowners insurance to consider, the decision as to which is the best fit for you can become quite overwhelming. Both HO2 and HO3 policies cover your home structure and personal belongings, but which is the better option for you? To help you decide which is the better fit, we will […]
Continue Reading...Living on any coastline means you probably watch the weather forecast like a hawk during the summer and fall, also known as hurricane season. Hurricanes typically take place between June 1 through November 30, leaving serious damages and destruction in their wake. On average, the damages caused per hurricane event are $20.5 billion per event. As a […]
Continue Reading...Umbrella insurance is a must to protect your financial assets if you own rental properties. Learn more about this type of liability coverage.
Continue Reading...Getting a learner’s permit is an exciting time for anyone, but you need to make sure you have the right auto insurance coverage before hitting the road.
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