TGS Blog

There are several reasons you might switch your home insurance provider. From a lifestyle change to the services provided and cheaper rates, homeowners may find themselves looking to make a switch under the right conditions. But knowing where to start and how to proceed can take homeowners into uncharted territory.  How do you switch without […]

Insurance policies cover you in the event of a “peril,” which is something that causes or can cause a loss. Events that constitute perils vary from policy to policy. So what is open peril vs. named peril coverage? Coverage for “open perils” means you are possibly covered in the event of any peril unless it has […]

Having a pool is a necessity in the grueling heat of Texas summer and the perfect way to stay cool. You can relax on a float, work out with some laps or play games! However, it can be a liability, especially when insurance is involved. Known as an attractive nuisance in insurance, getting coverage for […]

When we think of July Fourth, we often think of enjoying a day off from work with pool parties, barbecues, and fireworks. While the day is often filled with laughter and celebration, it’s also typically one of the year’s busiest days for fires. According to the National Fire Protection Association, fireworks start an average of 18,500 […]