You may think you can skip out on renters insurance because you’ve heard your landlord has it covered, so you are all set! Sorry, but that’s not the case. And vice versa, you could be a property owner that heard their renter has insurance. Yay! But don’t rely solely on theirs; time for you to […]
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Landlord insurance and homeowners insurance both protect your property in different ways, but which one is needed?
Continue Reading...Renters and homeowners insurance offers its policyholders a lot of the same benefits, but with minor differences in cost and coverage.
Continue Reading...Winter is coming. In fact, depending on where you live, winter may already be here! Snow storms have been reported in various regions across the country, and the high mountains are already snowcapped. Winter means more than just an active fireplace and hot chocolate. For many, it also means that it’s time to put the […]
Continue Reading...What is SR-22 Insurance? SR-22 car insurance is a certificate of financial responsibility that proves your auto insurance policy meets the minimum liability standards set by your state. The document is not a stand-alone policy! SR-22 insurance is supplemental to your existing auto insurance policy filed on your behalf by your insurance company. Who Needs […]
Continue Reading...Hurricane Ian made landfall as a category four, and it is still causing damage in Florida and the East Coast. South Florida got hit particularly hard, and many residents happen to have a lack of flood insurance. Are A Lot Of Homes Damaged? At this point, experts estimate that approximately 600,000 homes in Florida were […]
Continue Reading...Renting is a challenge. Some of the things you own won’t fit into your new rental property, but you don’t want to get rid of them. So, what do you do? You can rent a storage unit! But what if something happens to your belongings there? Does renters insurance cover storage units? The answer is […]
Continue Reading...So you’ve got a new apartment–congratulations! Like many first-time (and non-rookie!) renters, you’ve decided to save money and signed a lease with a roommate. It turns out the landlord for the building you’ve chosen to live in requires renters insurance. Can you share renters insurance with roommates? Should you? After all, you already signed the […]
Continue Reading...There are several reasons you might switch your home insurance provider. From a lifestyle change to the services provided and cheaper rates, homeowners may find themselves looking to make a switch under the right conditions. But knowing where to start and how to proceed can take homeowners into uncharted territory. How do you switch without […]
Continue Reading...What is HO-14 Insurance? The Insurance Service Office (ISO) released several updates to homeowner insurance policy forms in May 2022, including a new renters insurance form called HO-14. This new form and endorsements give renters more comprehensive coverage than the former HO-4 insurance. How is HO-14 Insurance Different From HO-4 Insurance? There are two main […]
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