Hurricane season lasts from June 1st to November 30th and even in the offseason, there are threats from severe thunderstorms, tornados, and hail. Not all of these disasters will qualify for FEMA assistance and homeowners relying on this assistance will often be left restoring their loss out-of-pocket.
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There’s nothing more disheartening than working hard to establish your small business, only to see forces out of your control, such as a hurricane, fire, or theft, suddenly put a halt in your business operations. What’s worse, disasters can have a devastating impact on small businesses, forcing some to close down for good. According to […]
Continue Reading...Homeowners who are unable to find insurance through private insurance providers can still protect their homes from extreme winds. Finding the right protection for your home is possible and when done correctly, it should provide peace of mind knowing you are covered for these weather-related perils without spending an arm and a leg to do so.
Continue Reading...The 2021 hurricane season is less than a month away, and early preparation is the most efficient way to ensure your employees are protected and your business can remain stable. Creating an early plan of action helps businesses prepare for hurricane season communications ahead of time, map out their evacuation routes, and brace for the […]
Continue Reading...Learn the difference between replacement cost and actual cash value and how these different payouts can affect the way your flood insurance coverage compensates you after a loss.
Continue Reading...Floods are destructive events that can permanently lose your personal belongings, damage your home, and put you in a financial bind. To avoid this damage, we have compiled some flood insurance shopping tips. Insured homeowners are shocked to discover that their homeowners insurance policy doesn’t protect them from flood damage. According to the Insurance Information […]
Continue Reading...Not all hurricane insurance policies are the same and there are many factors to consider when protecting your home. Each home is also different and as a result, their coverage needs will also be different, but every homeowner needs to take these perils seriously.
Continue Reading...Your appliances are protected in the same way that personal property is protected on your policy. This means for a standard HO3 homeowners insurance policy, your appliances are protected from the commonly named perils that are explicitly listed on your policy.
Continue Reading...The standard renters insurance policy protects some types of water damage to your personal property, but it doesn’t protect against flood damage due to weather systems. For example, water damage that is accidental or sudden may be covered under renter insurance, but water damage that was caused by flooding from a hurricane would not be […]
Continue Reading...Homeowners have options and many things can be done to help homeowners find the protection they need without overspending due to an increase in material prices. Take a closer look at how building materials are raising the cost of coverage and how homeowners like you can help mitigate these rising costs while staying protected for whatever comes your way.
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