A crucial part of navigating the maze of homeowners insurance options is understanding what a homeowners insurance deductible is and how it impacts the rest of your policy. What Is A Deductible On Home Insurance? A homeowners insurance deductible is the amount of money you are responsible for paying out-of-pocket before your insurance kicks in […]
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Your home insurance policy is a financial safety net should something happen to your home or personal property. But what happens if your home insurance carrier notifies you that your policy is being canceled? Don’t panic and get moving. Let’s review why your home insurance policy gets canceled and what to do next. What Does […]
Continue Reading...Some homeowners insurance policies will allow you to extend certain coverages to your second home and others will not. Depending on the characteristics of your vacation home, you may need different coverages to avoid gaps and protect not only your home but also your personal possessions.
Continue Reading...Avoid coverage gaps by exploring some examples of what is not covered by your policy and what you can do to stay better protected.
Continue Reading...The amount of your replacement cost within your home insurance policy makes a significant impact when receiving compensation after a loss. There are common misconceptions when determining this amount, with many homeowners believing that their home’s market value is equivalent to their replacement cost value. That is usually never the case. Understanding the difference in […]
Continue Reading...Deciding to downsize into a tiny home can give you a sense of freedom to live anywhere you want and not have to be tied down to one location. You have the opportunity to put your money towards the things you enjoy instead of spending it on a mortgage. But the catch is trying to […]
Continue Reading...Unattended water can lead to mold damage in your home and cause various health-related issues such as asthma, lung irritation, and allergies. Mold thrives in humid, rainy conditions and can easily spread after the water evaporates in the air. Learning how to prevent mold after water damage is not only good for your home, it’s […]
Continue Reading...Learn more about the incredible discounts homeowners can take advantage of to save money.
Continue Reading...By definition, an attractive nuisance is something that increases your property appeal while also increasing the risk of danger. They typically appeal to young children who, as we all know, can’t always control their excitement and take off when they see a playground or swimming pool, not realizing the danger they could potentially be in. […]
Continue Reading...Your appliances are protected in the same way that personal property is protected on your policy. This means for a standard HO3 homeowners insurance policy, your appliances are protected from the commonly named perils that are explicitly listed on your policy.
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