The amount of your replacement cost within your home insurance policy makes a significant impact when receiving compensation after a loss. There are common misconceptions when determining this amount, with many homeowners believing that their home’s market value is equivalent to their replacement cost value. That is usually never the case. Understanding the difference in […]
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Deciding to downsize into a tiny home can give you a sense of freedom to live anywhere you want and not have to be tied down to one location. You have the opportunity to put your money towards the things you enjoy instead of spending it on a mortgage. But the catch is trying to […]
Continue Reading...Unattended water can lead to mold damage in your home and cause various health-related issues such as asthma, lung irritation, and allergies. Mold thrives in humid, rainy conditions and can easily spread after the water evaporates in the air. Learning how to prevent mold after water damage is not only good for your home, it’s […]
Continue Reading...Learn more about the incredible discounts homeowners can take advantage of to save money.
Continue Reading...By definition, an attractive nuisance is something that increases your property appeal while also increasing the risk of danger. They typically appeal to young children who, as we all know, can’t always control their excitement and take off when they see a playground or swimming pool, not realizing the danger they could potentially be in. […]
Continue Reading...Your appliances are protected in the same way that personal property is protected on your policy. This means for a standard HO3 homeowners insurance policy, your appliances are protected from the commonly named perils that are explicitly listed on your policy.
Continue Reading...Homeowners have options and many things can be done to help homeowners find the protection they need without overspending due to an increase in material prices. Take a closer look at how building materials are raising the cost of coverage and how homeowners like you can help mitigate these rising costs while staying protected for whatever comes your way.
Continue Reading...Don’t get stuck with the bill or unable to restore a loss because you thought you were covered when in actuality there was a gap in your coverage. Learn more about common gaps homeowners should be aware of.
Continue Reading...Home protection is a must before you travel! Check out our 12 must-know tips before leaving so your house is safe and secure.
Continue Reading...Whether it’s your first time purchasing home insurance or you want to update your current policy, homeowners insurance can sometimes be a bit intimidating to deal with. As a homeowner, it’s important for you to not only fully understand your home insurance policy, but also be able to effectively communicate to your home insurance agent […]
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