Insurance policies cover you in the event of a “peril,” which is something that causes or can cause a loss. Events that constitute perils vary from policy to policy. So what is open peril vs. named peril coverage? Coverage for “open perils” means you are possibly covered in the event of any peril unless it has […]
Continue Reading...Category: Homeowners Insurance Resources
Having a pool is a necessity in the grueling heat of Texas summer and the perfect way to stay cool. You can relax on a float, work out with some laps or play games! However, it can be a liability, especially when insurance is involved. Known as an attractive nuisance in insurance, getting coverage for […]
Continue Reading...When we think of July Fourth, we often think of enjoying a day off from work with pool parties, barbecues, and fireworks. While the day is often filled with laughter and celebration, it’s also typically one of the year’s busiest days for fires. According to the National Fire Protection Association, fireworks start an average of 18,500 […]
Continue Reading...With several different types of homeowners insurance to consider, the decision as to which is the best fit for you can become quite overwhelming. Both HO2 and HO3 policies cover your home structure and personal belongings, but which is the better option for you? To help you decide which is the better fit, we will […]
Continue Reading...An insurance policy cancellation and non-renewal are two different things but both mean you need a new insurance policy.
Continue Reading...If you’re selling your home, you likely need new insurance coverage. Learn more about how vacant or unoccupied insurance works to cover you.
Continue Reading...Let’s review the five most common insurance mistakes everyone makes and how to avoid them.
Continue Reading...Most people living in the United States today order items from Amazon from time to time. With all those packages ending up on doorsteps across the country, this is also the most popular time of year for package thieves. That’s why today, we are going to go over a few tips to keep your packages […]
Continue Reading...Getting your home ready for the colder months is essential in preventing costly and major home damage. Check out our 8 tips for winterizing your home.
Continue Reading...Everyone loves a great holiday party, and usually, when there’s a party, there’s usually alcoholic beverages. Have you wondered about your liability as a party host? It’s important to know what Texas social host liability is and your responsibilities as a host in case of an injury or accident during your event. What is Social […]
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