A vacation home is a great place to escape the day-to-day norm, whether it be home on the beach, lake, or in the mountains. As with any home, you’ll need to purchase a homeowner’s insurance policy, and there are a few important things to consider about insuring a vacation home. Is It More Expensive To […]
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HO3 and HO5 are both nationally standardized forms of homeowners insurance policies but which one is the right one for you? To help you decide which is the better fit, we will look at both options and then break down the difference between HO3 and HO5 homeowners insurance policies. HO3 Insurance Coverage Explained An HO3 […]
Continue Reading...It’s happened. Your home has been damaged or robbed, and now it’s time to make a claim with your insurance provider. Understanding how your homeowners insurance coverage will work during a time of crisis is imperative to reducing stress and rebuilding after facing an unfavorable life event. How your insurance provider calculates your loss and […]
Continue Reading...Technology has upgraded our lives in many ways, and shopping for home insurance is no exception. Gone are the days of visiting various insurance offices in strip malls to find the best deal. Most of us can shop for insurance quotes online now with just a few clicks. Even with technology at our fingertips, shopping […]
Continue Reading...Jewelry is an important and valuable possession that we all take pride in owning and want to protect. We want you to know how to protect your jewelry with homeowners insurance. Unfortunately, bad things can happen, and sometimes that valuable item can become lost, stolen, or damaged. Insurance protects these precious items. Whether it’s a […]
Continue Reading...Mold is more than just a bad smell and unpleasant look. It can result in serious damage to your home and health. Different types of mold are more harmful than others, and household mold can develop all year long, depending on the climate. If your home has water damage, the chance of mold growing and […]
Continue Reading...Homeowners Insurance Provides Limited Boat Coverage Homeowners insurance typically only covers small vessels, like canoes, kayaks, or small power boats with less than 25 horsepower. According to the National Association of Insurance Commissioners, the personal property limits for physical damage to small boats is very limited, usually only $1500. Your homeowners insurance may cover some […]
Continue Reading...Homeowners insurance policies are crucial for any American who owns real estate. Unfortunately, it’s one of the insurance policies that varies the most in cost depending on where you live. Here, we discuss how your location effects your home insurance. How Does Location Factor In? While there are many factors that go into calculating the […]
Continue Reading...Depending on where you live, wildfires may very well be a common occurrence. Unfortunately, the geographical regions where wildfires run rampant seem to be expanding each year. As such, an increasing number of Americans are being forced to familiarize themselves with the inner workings of insurance claims as they relate to wildfire damage. Knowing that, […]
Continue Reading...Drones have gone from strictly military use to commonplace almost overnight. From hobbyists, to photographers and first responders, drones have become integral to myriad of markets across the United States. As it turns out, insurance is one of the industries that has been the most profoundly impacted by commonplace drone use. Let’s take a closer […]
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